The spread of electronic money began several decades ago, especially with the advent of the ATM, one of the first forms of digital payment that found a more than fair diffusion starting from the 80s of the 20th century, first alongside and then replacing in part i bank transfers.
The arrival on the card market prepaid has absolutely not affected the success of the ATM to the point that even today the action of withdrawing or paying using a teletronic card is associated in a generic way to the ATM.
Check your ATM immediately: if there is this written …
Withdrawal is often one of the most used operations every day, and certainly one of the most “feared” writings but at the same time unexpected turns out to be “Withdrawal not available“, Usually associated with some other vaguely worrying wording.
The reasons can be many, starting with the easiest to guess, namely the lack of money in your account / prepaid card. Once you are sure that the requested sum is actually lower than the present one, it can be as useful as it is comforting to evaluate the hypothesis of “physical” money missing from the ATM in question, a theory that can be easily tested by trying it at another branch or other bank.
The second concrete hypothesis is constituted by the achievement of the daily / monthly threshold in terms of withdrawal: the first is usually 500 euros per day if we are withdrawing from our bank and 250 euros if it is a different one, while the monthly one depends a lot on the your credit institution, but usually it is not less than 10,000 euros per month.
Finally, the “worst” hypothesis: the money cannot be withdrawn because it is not present due to a cloning of one’s card, a phenomenon which is still very current and widespread despite the latest technologies in terms of security. In this case, it is advisable to contact our bank immediately to verify the vericity of the hypothesis and, if necessary, immediately block the card.
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