Chances of Installment Loan Being Considered for Legal Aid Application

Hallo,
I’m about to fill out and submit my application for legal aid, but I’m not sure what my chances are that my installment loan will be taken into account, as I’ve read a lot of different statements about it.

The loan was for the deposit, renovation and furniture of my first apartment and is around €200 per month (5 years). I put away the remaining money from the loan for my driver’s license (I’m still well below the savings limit of €5,000).

Of course, I couldn’t smell that I needed legal aid right now… and I’m now completely financially booked out with my installment loan until I earn more, so I hope that the installment loan is taken into account in my calculation.

What are the chances there? The loan was actually legitimate and the amount was appropriate in my opinion.
I’ve read that some loans are not taken into account if they were just for luxury goods etc. but I’m not so sure.

I would just be happy to hear your experiences/input.

Thanks!

— Edited by user on October 10, 2023 11:06 p.m