CEO IK Hermes: affordable for experts?

Patients with statutory health insurance should voluntarily take out additional private insurance for special treatment, insists IK head Ralf Hermes. When visiting a specialist, 2,000 euros could be removed.

IK Innovationskasse board member Rolf Hermes came up with an explosive proposal: patients covered by the health insurance fund should voluntarily take out additional private insurance for certain treatments. “Insured people could opt out of statutory insurance voluntarily to get private supplemental insurance for certain occupations,” he told BILD today.

His proposal: “The insured person chooses special medical care up to 2,000 euros. Statutory insurance does not cover treatment costs up to this point.” This means that for expensive treatment that exceeds 2,000 euros, there is still statutory insurance, and private insurance applies for less than 2,000 euros.

Hermes then continued in the newspaper: “For this he receives a reward from the insurance company, for example, 600 euros. From this payment, the insured person can take out additional private insurance for special appointments – and then he will be treated as a private patient by the specialist. ”