Business "Central" required banks notify customers of "negative lists and...

“Central” required banks notify customers of “negative lists and black” to delete them

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The central bank issued, in its instructions the need for banks to notify their customers listed in the negative lists and black lists, including taken action to remove them from those lists.

The aim of this instruction to expedite the completion of the procedures benefit the customer of the decision last April to cancel the negative lists and black for both individuals and businesses, which will benefit about 8 thousand companies and 100 thousand clients from individuals, the abolition of the Prohibition of dealing with them and the freedom of their cooperation with the banking sector, including reflected positively on advancing the production industry and to maintain employment.

According to the statement, the central bank, the decision included the reduction of the periods of disclosure of historical information for customers who have to pay their indebtedness in full to be 6 months instead of 3 years, the number of beneficiaries of the above about 162 thousand clients, and ensure reduced periods of disclosure of the clients who have already completed the repayment of their indebtedness after the agreement with the banks on the reduced part of them to become one year instead of 5 or 10 years, where the number of beneficiaries from approximately 61 thousand clients.

In the light of the decision, has been deleted on the available historical system of credit registry at the central bank and the bank for the credit bureau(I-Score) for the customers who met the extended disclosure, including to take advantage of the funding opportunities for those who wish to get the personal loans or consumer or to complete their activities and return strongly to the circle of economic activity.

Come the instructions referred to with a view to achieving greater transparency and disclosure between the banking sector and customers through informing them with their current terms of application of the decision of the board of Directors of the central bank, encouraging the serious ones to deal again with the banks to achieve the directives of the state, in the framework of the directives of the president of the Republic on the re-run factories and enterprises to boost production and achieve growth rates desired which are consistent with the directions of the central bank in this regard.

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