Cathay Life Insurance Launches “Cancer Monitoring Gene Detection” In-Kind Benefits for Comprehensive Anti-Cancer Protection and Golden Treatment Period Grasp

With the advancement of medical technology, cancer is no longer a terminal disease, but it still needs to be properly treated and followed up. Cathay Life has insight into the needs of Chinese people for post-cancer medical care. In May this year, it launched the first post-cancer follow-up care and anti-cancer insurance – “Cathay Life Medical Heart Kangai Cancer Prevention Regular Health Insurance (spillover type) (in-kind payment insurance products)” (hereinafter referred to as ” Medical Heart Health Care”), with targeted drug treatment, post-cancer follow-up care, and the spillover mechanism; policyholders who join the “FitBack Health Bar” health plan can also enjoy up to 3% premium discount.

According to the latest cancer registration report of the National Health Administration, the cancer clock in my country is accelerated by 1 second, and one person is diagnosed with cancer every 4 minutes and 19 seconds. However, new cancer treatments are becoming more and more diverse. If cancer patients can actively cooperate with treatment and control, Survival rates can be much improved. In June 2021, Cathay Life Insurance launched the industry’s first genetic testing in-kind payment product. In addition to receiving insurance benefits, policyholders who unfortunately suffer from cancer can also choose “genetic testing in-kind benefits”. Through cancer genetic testing, the best treatment policy can be accurately formulated .

In addition, Cathay Life Insurance is now selling a series of major injury and disease and cancer prevention insurance products, including “Zhen Zhongxin’s major injury and illness term insurance (spillover type)” and “Lekangai cancer prevention term health insurance (spillover type)”. When policyholders suffer from cancer, a one-time insurance payment is provided, combined with the in-kind payment service of cancer gene detection, which can fully meet the insurance plan and cancer gene detection needs of policyholders to fight against cancer.

However, the cost of cancer treatment and follow-up examinations is high, and the loss of patients who cannot work due to treatment is also a burden. The cancer (severe) follow-up care insurance fund of Cathay Life Insurance “Health Care” can provide policyholders with flexible use of medical benefits, improve the protection of the critical treatment period after cancer for 5 years, and provide cancer (severe) targeted drug treatment insurance , to assist specific medical needs. At the same time, Cathay Life Insurance cooperated with “Wisdom Genomics” to create the first “Cancer Monitoring Gene Detection V2.2” integrated into the insurance payment in kind, through the use of “Roche Diagnostics” reagents for genetic testing to facilitate the evaluation of treatment effects and monitoring of cancer recurrence or transfer, so that policyholders can obtain comprehensive anti-cancer protection.

Weng Jianxun, assistant director of the Commodity Department of Cathay Life Insurance, said that cancer has ranked first among the top 10 causes of death for 40 consecutive years. It is the responsibility of insurance companies to help the public prevent and provide timely support when they are sick. Cathay Life Insurance has already provided a series of anti-cancer products with cancer gene detection and precision medicine, combined with the post-cancer follow-up care and anti-cancer insurance “Yixin Kangai” launched this time, it will be the best choice for people in their cancer prevention and anti-cancer journey. Reassuring backing, effectively grasp the golden treatment period.

Cathay Life Cancer Health Guardian
1. Health promotion – combined with “FitBack Health Bar”, actively participate in health tasks and enjoy discounts on health promotion insurance premiums

If the policyholder has joined Cathay Life’s “FitBack Health Bar” before applying for the insurance, and actively engages in self-health promotion, such as walking 7,500 steps a day, reaching a certain standard for a single day’s exercise heart rate, and getting enough sleep for 6 to 9 hours a day, etc., you can get The task value is upgraded to a member. If you reach the highest level of “Lexiangjia” with 12,000 points, you can enjoy a spillover discount of up to 3% on the first-year and renewal insurance premiums.

2. Cancer protection-provide cancer one-time payment and targeted drug treatment subsidy insurance, timely compensation for cancer treatment expenses

In the unfortunate event of cancer, “Yixin Kangai” immediately provides a one-time payment guarantee to share the huge medical expenses that may be faced by cancer. Taking a 30-year-old man as an example, the payment period is 20 years, the insurance amount is 20,000 yuan, the annual premium payable is 26,496 yuan, and the payment period expires and the insurance can be continued until the age of 85. If unfortunately suffering from cancer (severe) in the third policy year and the doctor recommends targeted drug therapy, the policyholder can directly receive 240,000 yuan of cancer (severe) insurance premium and 240,000 yuan of cancer (severe) targeted drug treatment subsidy insurance In addition to timely compensation for cancer treatment-related expenses, and at the same time exempting renewal insurance premiums, policyholders will be exempt from the risk of being unable to pay renewal insurance premiums due to interruption of income due to cancer treatment.

3. Post-cancer care – post-cancer follow-up care payment or cancer monitoring gene detection in-kind payment service to choose one, and master the golden treatment period

Starting from the first policy year after suffering from severe cancer, when the insured is still alive on the anniversary of the insurance policy, the cancer (severe) follow-up care insurance will be paid 240,000 yuan (the maximum payment is 1.2 million in 5 years), and the policyholder will be paid every year Or you can choose the in-kind payment service for cancer monitoring gene testing. The insurance premium will be used to pay the testing fee first at the project price and then get back the balance. The policyholder can choose flexibly according to the actual treatment needs of each time, and fully grasp the golden treatment care period after cancer.