Carrefour launches insurance to pay for your shopping in the event of a hard hit: five questions to understand

Since Monday, Carrefour has joined forces with CNP Assurances to offer a “purchasing power guarantee”. “Faced with the soaring prices of food and basic necessities, more and more French people are having difficulty paying their bills, particularly in the event of unforeseen events leading to a loss or reduction in their income,” indicates the insurer in a press release. Concretely, by subscribing to a service, you can receive compensation and/or a voucher to continue paying for your shopping in the event of a life accident.

Four formulas are offered under two names. “Courses Protect’” (monthly subscription at 2.90 euros or 3.90 euros) allows you to obtain a voucher of 75 euros to 150 euros per month (in the event of incapacity for work or loss of employment ) and compensation of 500 euros in the event of severe disability or loss of autonomy. The “Budget Protect” guarantee offers compensation of 300 to 500 euros per month in the event of incapacity or loss of employment, and 1,000 euros in the event of severe disability or loss of autonomy. . However, count on 5.90 euros or 8.90 euros per month to benefit from it.

These guarantees are aimed at anyone aged 18 to 80 (students, private or public sector workers, self-employed workers and retirees), “without medical selection”, assures Thomas Chardonnel, director of partnerships France at CNP Assurances, nearby Parisian.

For the moment, subscription to one of the four plans can be done in Carrefour bank and insurance agencies. It can be done online during the first quarter of 2024.

If the dimension of the offer is new, the idea is not new. CNP Assurances had already developed the “Courses +” offer for Casino, mired in the crisis, and the online bank Floa.