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How much do insurance costs increase each year?

The costs of car insurance policies continue to rise, and for many Italian drivers, saving is becoming more difficult. In a context where prices are constantly rising, finding affordable car insurance is a priority for anyone who wants to avoid further burdens. In the last few months, the increases have affected all Italian regions without reputation, causing concern among consumers.

Codacons has shown how it is in the last two and a half years car insurance prices have increased significantly, with an average increase of 65 euros per policy. This increase has been steady, shows no signs of slowing down, and continues putting many drivers in serious trouble. What is weighing is not only an increase in policies, but also the cost of living in general, which makes the additional cost even more burdensome.

IVASS results confirmed that the month of August 2024 recorded a new increase in insurance premiums. On average, Italian motorists spent 418 euros on their car insurance policy, changed so far +6.7% compared to yesterday. This increase in costs affects all parts of Italy, with some areas recording double-digit increases. The heaviest increases were noted in large cities, where the level of insurance risk is greater.

In this situation, it becomes essential understand how you can save your policy. There are several strategies that can help reduce costs, even in the face of a growing market. It is one of the most effective tools compare offers, which allows you to identify the solution that best suits your needs. However, to achieve significant savings, you must be informed and ready to evaluate all possibilities.

How to find the cheapest car insurance

The first step to saving on your car insurance policy It is to rely on tools online comparisonsuch as those offered by sites such as CercAssicurazioni.it. These comparisons allow you to see the offers of different companies in a few minutes, offering a clear and immediate picture of the most suitable options. In October 2024, thanks to these tools, it is possible to compare not only the price, but also the guarantees offered, allowing you to get the best policy choose the one that suits your needs.

Another way to keep costs down to evaluate the additional guarantees. Many drivers choose to add additional coverage, such as theft and fire or damage, which however increases the price. Providing these guarantees, if not absolutely necessary, can represent a significant saving. Finally, evaluating temporary and promotional offers from different companies will allow you to get more discounts on the policy.

Use discounts and promotions to lower your insurance premium

In addition to comparing policies onlinean effective way to get the cheapest car insurance policy to take advantage of the promotions and discounts offered by insurance companies. Many of these recommend special offers for new customers or loyalty discounts for those renewing with the same company. Some advertising is reserved for those who apply for the policy online, with potentially significant savings compared to traditional channels. In addition, several insurance companies offer discounts to those who install safety devices or black boxes that monitor driving style.

Another aspect to note it is possible to take out policies with annual rather than monthly payments. Although the monthly option may seem more convenient, the annual solution often comes with a complete discount on the price. Carefully evaluate the different payment methods and choose the one that best suits your needs this can lead to further savings.