To avoid paying too much for your car insurance, the best solution is to check your contract. After this analysis, the online comparison will make it possible to find the cheapest contract and this, with a good level of guarantee! Because the price is not the only element to compare since what matters when you subscribe an insurance contract for his car, is to be well insured and well compensated in the event of a claim. Here’s what to check in your auto insurance policy.
What are the different car insurance formulas?
Several car insurance formulas are offered by insurers. The choice of formula and the level of coverage will have an impact on the insurance rate. Three formulas are generally proposed, all-risk insurances, third-party insurance and finally extended third-party insurance. Third-party insurance is considered the basic insurance to take out when owning a car. This formula covers damage caused to third parties, but does not protect the driver.
For better protection with your car insurance, taking out a contract with an all-risk formula is the best option. In this case, you will be fully protected in the event of disasters such as fire, vandalism, accidents… But if you do not want to pay the most for your insurance, extended third-party insurance, or intermediary insurance can be a good compromise.
Better check the terms of the contract. Some options are not always necessary and can cost you, so do not hesitate to hunt for unnecessary options to pay less.
What are the average car insurance prices?
Each profile is different and establishing a overall average price is not easy for car insurance. Indeed, a young driver will not pay the same amount as a more expert driver. In addition, insurers do not have the same criteria for their premiums and they depend a lot on the type of car insured and its use.
Even if we can estimate 600 euros per year for intermediate insurance, this rate will not necessarily apply to your situation. The best solution to know the right price is to compare. With the comparator, you get free and fast auto insurance quotes. And if you already have insurance, it is possible to save up to 340 euros over one year.
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