Infonavit disseminated the different means to contact the institute. (Moises Pablo Nava @Cuartoscuro)
The Institute of the National Housing Fund for Workers (Infonavit) warned that it does not grant cash loans via payroll to improve or repair a home.
The above, after warning that some online fraudsters invite beneficiaries to take out a loan Mejoravit Repairs o Mejoravit Renews through your payroll.
“Infonavit does not grant cash loans via payroll. It does not deposit money into your bank account so that you can improve or repair your home,” according to a statement published in the media.
Infonavit also pointed out that the procedures do not have intermediaries and are carried out at no extra cost. So if you are interested in improving or repairing your home with the Mejoravit Repara or Mejoravit Remueva credits, it will be necessary to comply with:
– Be a beneficiary of Infonavit with a current employment relationship.
– Be registered in an Afore and have updated biometric records.
– Your age plus the term of the credit cannot be greater than 70 years and if you are women it must not exceed 75 years.
– If a Mejoravit or any other credit has already been obtained with Infonavit, it must be settled in a timely manner.
– The home to which the improvements will be made may be in the name of the worker or his or her spouse, common-law partner, children, siblings, parents, in-laws or grandparents.
– Not having a current credit with Infonavit, Apoyo Infonavit or Cofinavit with any financial institution.
– Inhabit the home to which repairs, extensions or improvements will be made.
Once the credit is approved, two cards will be delivered, one with 80 percent to pay in authorized businesses, and the other with 20 percent to use cash to pay for labor.
Mejoravit Repairs:
The credit that could be obtained ranges from nine thousand 901 pesos to 39 thousand 606 (without exceeding 90 percent of the amount in the Housing Subaccount). The fixed annual interest rate is 10 percent.
Mejoravit Renews:
The amount of the credit is 39,606 pesos up to 156,445 pesos (without exceeding 90 percent of the amount in the Housing Subaccount. The fixed annual interest rate is 11 percent.
In an article published in Infonavit Fácil, the Institute disseminated the different contact points for citizens to resolve their doubts, receive advice and carry out procedures for free. These are:
My Infonavit Account: To register you must enter micuenta.infonavit.org.mx and provide the Social Security Number (SSN), CURP, RFC and contact information.
Infonavit mobile application: It is available for Android, iOS and Huawei.
Infonavit Service Center (Cesi): They are the personalized attention offices that the Institute has throughout the country. They are open from Monday to Friday from 8:30 a.m. to 2:30 p.m.
Kiosks: They are digital modules where it is possible to print information on savings, movements and credit balances.
Infonatel (800 008 3900): The service hours are from 7:30 a.m. to 9:00 p.m., Monday to Friday; and from 9:00 a.m. to 3:00 p.m., on Saturdays, Sundays and holidays.
