CaixaBank formalized mortgages in Navarre in the very first 50 % of the calendar year for a benefit close to € 165 million, which represents a development of 126% in contrast to the same period of time of the former yr.
This figure contrasts with the capital lent to consumers for the invest in of households in the first 50 % of 2021, when it attained 73 million euros. This advancement is a consequence of the favourable professional dynamics recorded in this interval.
CaixaBank wishes to maintain its management in home loans in the Spanish current market, where it has a market place share of 26.2%. To do this, it has Casafácil as its reference solution, intended to deal with all the desires of individuals who decide to get their household, considering the fact that it does not apply opening commissions or analyze of the operation, it assumes all the bills associated to the processing of the property finance loan (sign up notice, appraisal, and so forth.), and makes it possible for you to have out most of the processes by means of digital channels.
At the exact time, since last January, the establishment has available ‘MyHome’, a total package deal of answers for the home, which consists of everything from financing for the order of a dwelling, to equipment items, insurance policies and alarms, as properly as credits for reforms or for the acquisition of next-technology devices to enhance power efficiency.
‘MyHome’ is a hybrid present of products and solutions and services conceived as an ecosystem of 360 ° solutions that seeks to respond to the new needs of customers who, next the pandemic, have adjusted their use and work patterns, offering a lot more relevance to nicely-remaining at residence.
In addition, the ‘MyHome Loan’ features financial loans for residence, appliance and car renovation initiatives, with quantities starting up from € 10,000, an APR of 7.1% and a compensation time period of up to 96 months. This is a credit that is effortless to approach and devoid of opening or termination fees, contracted both by way of electronic banking and through the department community (with the possibility of two months of lack of capital).
About CaixaBank
CaixaBank is the foremost economical team in Spain with an exercise quantity of 685.738 million euros, which will make it the premier financial institution in the domestic sector, with a distinguished placement at European degree. Moreover, CaixaBank has a strong presence in Portugal, where by it controls 100% of BPI. The team has all-around 21 million customers and the greatest network of branches and ATMs in Spain and Portugal, and the leadership in electronic banking, with a percentage of electronic customers of 71.4%.
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