January 12, 2021
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BOT extends the period for debtors to apply for assistance From the impact of the new COVID-19 to 30 June, both SMEs are ready to accelerate the bank Commercial – State – Non Bank Accelerate aggressive debt restructuring
Mr. Ronadol Soft Deputy governor Financial institution stability Bank of Thailand (Bot.) Revealed that the situation of the COVID outbreak. 19 The new wave affects debtors both directly and indirectly. so Bot. Therefore requesting financial institutions Specialized Financial Institutions And business operators that are not financial institutions (Financial service provider) Expedite assistance to debtors To mitigate the effects of such situations
With details As follows
1. Extend the time for small debtors to apply for assistance until 30 June 2564 (From the original due on 31 December 2563) Which the debtor can apply for assistance by himself Or employers or business owners can apply for assistance on behalf of the debtor
such as In the case of welfare loans Which requires consent from the debtor who is an employee or employee In order to obtain assistance from the debtor in an efficient and timely manner.
2. Let financial service providers expedite assistance to all types of debtors. (Retail receivables debtor SMEs And large business receivables) As appropriate with the type of credit and taking into account the risk of the debtor Classified by nature of business and affected areas Which have different guidelines Any As follows
2.1 Debt restructuring such as Reduce payment Extend the repayment period Renew the credit limit or keep the limit Change the type of debt from short-term loans to long-term loans. Free from principal payment and/Or temporary interest Lower the interest rate below the market rate. etc.
2.2 Provide additional working capital and liquidity
2.3 Consider delaying payment for debtors. SMEs With a credit limit not exceeding 100 Million baht Under Wed.T.g. soft loan
2.4 Relax other conditions as appropriate.
This A debtor who needs assistance should contact the Customer Service Center. (call center) Of each financial service provider directly or Call 1213 Financial Consumer Protection Center Bot. Or through“Debt solving expressway” website https://www.1213.or.th/App/DebtCase
Bot. We will closely monitor the progress of the financial service provider’s assistance. To give Bot. Able to review assistance measures as appropriate for the next situation.
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