Jakarta –
Black card is a type of credit card. Usually this card is owned by those with deep pockets or you could say the sultan.
Quoting Lifepal, Saturday (30/7/2023), the bank that issued this card targets those who are classified as high-end customers. BCA is one such bank.
BCA offers a variety of credit card options, including black cards, to suit the user’s needs and financial capabilities.
The black card from BCA is also a card to support the owner’s premium lifestyle. This credit card will pamper customers with a variety of benefits that are of course tailored to customer needs. BCA issues two black card options, namely BCA MasterCard Black and BCA Visa Black Signature aka BCA Visa Black.
BCA MasterCard Black and BCA Visa Black are both Bank Central Asia Black Cards for the wealthy with high mobility who desire convenience and flexibility in making transactions.
What are the requirements for making a Black Card from BCA?
Just like applying for a credit card in general, you need to fulfill a number of conditions first to be able to make a black card from BCA bank. Here are the conditions.
– Minimum monthly income of IDR 3 million.
– The minimum age of the primary cardholder is 21 years.
– The maximum age of the primary cardholder is 65 years.
– The minimum age for additional cardholders is 17 years.
– Those who can register for a black card from BCA bank are Indonesian Citizens (WNI) and Foreign Citizens (WNA).
– Applicants are not required to have a previous credit card.
– If you feel you have met the requirements above, there are several documents needed to make a Bank Central Asia Black Card. The documents needed are adjusted to the type of work you do as the party submitting it.
The following details the documents that must be prepared. For those of you who work as employees, the documents needed:
Photocopy of KTP/KITAS Proof of Income (Salary Slip/SKP/SPT) NPWP
For those of you who work as entrepreneurs, the documents needed:
Photocopy of KTP/KITAS Photocopy of Savings Account (last three months) NPWP Photocopy of Deed of Establishment/SIUP/TDP
For those of you who work as professionals, the required documents:
Photocopy of KTP/KITAS Proof of Income (Salary Slip/SKP/SPT) Photocopy of Professional Permit NPWP
What are the other black card conditions?
Annual fee of IDR 450,000 (annual fee free for the first year). Additional card annual fee of IDR 250,000. Minimum monthly payment of IDR 50,000 or 5 percent of the total bill. Late payment penalty of IDR 100,000 or 1 percent of the total bill. None admin fee for lateness. Minimum cash withdrawal fee of IDR 40,000 or 4 percent of the cash withdrawal amount. The cash withdrawal facility limit per day is 20 percent of the card limit.
(fdl/fdl)
2023-07-01 01:30:43
#Black #Card #Credit #Card #Sultans
