Beware of Underinsurance: How to Make Sure You’re Fully Covered

Most people take out insurance and don’t worry too much about it afterwards. Many are therefore not aware that they may be underinsured. In the worst case, this means that the household insurance does not cover everything and you are left with part of the cost of the damage. Underinsurance can occur if the value of the property is given too low when the contract is concluded or if furniture, electrical appliances or a photovoltaic system are bought afterwards, which would actually necessitate an adjustment to the sum insured. The same applies to refurbishments, renovations or when moving.