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Sponsored Content
Being a civil servant has many advantages when purchasing a home, since, thanks to the type of hiring of these workers, banks usually offer many benefits and advantages.
Basically, one of the most prominent benefits is that They usually offer very flexible mortgages with respect to financing percentages. The fact that one of the mortgage holders is a civil servant will be an advantage, since from real estate like Grocasa can offer up to 100% financingas well as improvements in the interest rates to be granted to customers.
Advantages of applying for a mortgage as an official
With regard to the conditions of the mortgages for civil servants, it should be noted, on the one hand, that there is a higher probability that they will be approved by the bank, Since there is an official as the holder of the mortgage, the financial entity knows with total certainty that he will not lose his job, and, therefore, his purchasing power.
It is also interesting to know that the mortgages for civil servants have higher percentages of financing, in fact, they can reach 100% depending on the client’s indebtedness, as well as the value of the property that is acquired. In addition, the fixed interest rates can be from 0.85% to 30 years. Likewise, in variable interest, figures such as Euribor +0.60% can be spoken of, and the terms can even be extended by up to 40 years.
Who can apply for this type of mortgage
The fact that have a permanent job in public administration, but within this the types of contracting may vary. In this sense, mortgages for civil servants can only be choose those officials who are career, that is, those who have obtained a fixed position through an opposition.
From Grocasa they make a series of specific advantages available to their clients. For example, they have a team of experts in banking that will help their clients to be able to contract the most advantageous mortgage for them. This is due to the fact that the company has signed agreements with the main banks at a national level and, therefore, the conditions for the clients of Grocasa Mortgage Brokers will be special.
Services offered by Grocasa Mortgages
The professionals who serve clients are experts in financing and have participated as intermediaries in the signing of thousands of mortgages each year, so they are able to obtain preferential conditions for their clients.
The fact of being impartial implies that they will achieve the best conditions for your client in its management and representation of the same before the bank. On the other hand, They offer a free initial study without commitment to study the viability of the mortgage, and the conditions that the client could obtain.
In short, thanks to their knowledge and to Grocasa’s nationwide agreements with banks, this entity’s real estate brokers will be able to obtain the best conditions for their clients’ mortgages, helping them save not only time, but also money.
In the case of already having a mortgage, Grocasa also offers improvement services of the same, so that they negotiate with all the financial entities the improvement of the conditions of the mortgage that they have, helping their clients to save up to 300 euros per month in installments.
If, on the other hand, what you want is to reform the home, then they can also help with financing to carry out comprehensive reforms of the house.
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