40 months ago, a law was passed. Now it will go into effect and this could totally impact your report to savings. A new booklet will be released.
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What will change for your savings book?
Almost four years have passed since the law was passed. Now the Sustainable and united development booklet (LDDS) has just been launched. It replaces the old Solidarity Sustainable Development Booklet. Your old booklets will therefore have to be transferred to the new account format.
This LDDS wants to make it possible financing the social and solidarity economy, thanks to the savings of citizens. From October 1, taxpayers will be able to donate their interest as capital to associations. As for the banks, they will have to allocate part of the savings to finance the social and solidarity economy (ESS).
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Which booklets are affected?
This sustainable and inclusive development booklet is not the only booklet transformed by the changes provided for by the Sapin II law. There is also Booklet A which will undergo some modifications. Both booklets will be used to finance the ESS. Indeed, these are 5% of the funds collected under Livret A and Livret de développement durable et solidaire and not centralized by the Caisse des Dépôts et Consignations ”are concerned.
“A simple calculation therefore makes it possible to conclude that 2% of outstanding LDDS and A passbooks must finance the SSE ”, explain our colleagues from Capital. Also, they point out that the banks keep 40% of the sums concerned in their balance sheet.
So, 8.6 billion euros could be recovered through taxpayer savings. This could finance the solidarity and social economy.
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Find out more about: change – savings account
Posted by Manon on June 27, 2020
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