Bank rates today, October 28, 2024: Big banks raise deposit rates

0,After reducing the period by 10% per annum from 36 months to 7 months from January 12, the interest rate on Techcombank deposits was adjusted, but it is increasing. Techcombank increases rates by 5% per year for savings deposits with a period of 0,1 to 3 months, while remaining the same for the remaining periods.

According to the online mobilization interest rate table for savings deposits under 100 million VND, the maturity of 1-2 months is maintained at 3.25% per annum. After the increase, the bank’s interest rate for 3 to 5 months is 3.55% per annum. The 6-11 month period will remain at 4,55% per annum, while the 12-36 month period will be quoted at 4,85% per annum.

Techcombank pays savings interest rates in three levels: less than VND300 million, VND100 million to less than VND100 million, and more than VND300 million. Compared to deposits of less than 100 million VND, the interest rate for deposits of 100 million to less than 300 million VND is 5% higher per year for term deposits of 0,1-1 month. For term deposits of 0,05 to 6 months, the rate is 36% higher per annum.

Deposits over 300 million VND are listed at a higher interest rate of 5% per annum for 0,2-3 months and 0,1% per annum for the remaining period.

Techcombank’s highest online deposit interest rate is 4,95%/year, for deposit accounts up to 300 million VND, term 12-36 months. However, customers who deposit money online into a lucky savings package can enjoy interest rates of up to 5.6% per annum.

Banks adjusting deposit interest rates from early October to present include NCB (extension of period from 1 to 6 months), Agri Bank (extension of period from 1 to 5 months), Techcombank (3 to 5 months), MSB, LP Bank, Import and Export Bank, Parka Bank, try increasing it in the short term.

In contrast, Agribank cut its deposit interest rate by 11% per annum for a period of 0,1 to 6 months, Techcombank cut its interest rate by 36% per annum for a period of 0,1 to 1 months, and NCB reduced its interest rate by 13% per annum in the period 0,1 to 0,35. We reduced our 60-month interest rate by 20%. VPBank for a month reduces interest rates by 36% per annum for 0,2 to 6 months.

Agricultural Bank 2,2 2,7 3,2 3,2 4,7 4,7

BIDV 2 2.3 3.3 3.3 4.7 4.7

Vietin Bank 2 2,3 3,3 3,3 4,7 4,7

Betcom Bank 1,6 1,9 2,9 2,9 4,6 4,6

Avant 3,2 3,7 5 5,2 5,6 5,7

ACB
3,1
3,5
4,2
4,3
4,9

Parka Bank 3,8 4,1 5,25 5,35 5,7 5,85

Bao Viet Bank 3,3 4 5,2 5,4 5,8
6

BV Bank 3,8 4 5,2 5,5 5,8
6

CB Bank 3,8 4 5,55 5,5 5,7 5,85

Dong-A Bank 3,9 4,1 5,55 5,7 5,8
6,1

Export-Import Bank 3,9 4,3 5,2 4,5 5,2 5,8

GP Bank 3,2 3,72 5,05 5,4 5,75 5,85

HDBank 3.85 3.95 5.1 4.7 5.5
6,1

Kien Long Bank 3,7 3,7 5,2 5,3 5,6 5,7

LP Bank 3,9 4,1 5,2 5,2 5,6 5,9

MB
3,3
3,7
4,4
4,4
5,1
5

MSB
3,9
3,9
4,8
4,8
5,6
5,6

South Bank 3,8 4,1 5 5,2 5,6 5,7

NCB
3,9
4,2
5,55
5,65
5,8
5,8

OCB
3,9
4,1
5,1
5,1
5,2
5,4

Ocean Bank 4,1 4,4 5,4 5,5 5,8
6,1

PGBANK 3.4 3.8 5 5 5.5 5.8

Picombank 3,3 3,6 4,5 4,7 5,1 5,8

Sacombank 3,3 3,6 4,9 4,9 5,4 5,6

Saigon Bank 3,3 3,6 4,8 4,9 5,8
6

Seabank 2,95 3,45 3,95 4,15 4,7 5,45

SHB 3.5 3.8 5 5.1 5.5 5.8

Techcom Bank 3,25 3,55 4,55 4,55 4,85 4,85

TP Bank 3,5 3,8 4,7 5,2 5,4

VIB
3,2
3,6
4,6
4,6

5,1

Vietnamese Bank 3,4 3,7 4,8 4,8 5,4 5,7

Vietbank 3,8 4 5,2 5 5,6 5,9

VP Bank 3,6 3,8 4,8 4,8 5,3 5,3

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