Bank of Thailand prepares 70,000 million baht credit line for low-interest loans through 3 projects to help low-income people – government personnel to have an easier home, 1 million borrowers, pay the first installment, minimum 3,400 baht per month, what are the details? at all
On February 7, 2021 it was reported that Mr. Chatchai Sirilai, Managing Director. Government Housing Bank (GHB) revealed the progress of the mission. “Make Thais have a home” to help low income people and government personnel To have a house of their own easier, which the Bank has prepared a 70,000 million baht budget frame inject 3 low-interest credit programs. This covers all main borrowing objectives, such as to purchase, build, build, renovate, repair and redeem mortgages from other financial institutions. Installments for up to 40 years, plus extra free fees, up to 3 types, details as follows
–
1. The housing loan project for government personnel The first year interest rate is 2.65% per annum.
Who can recover
– Government officials University staff State Enterprise Employees Government employees / officials named otherwise And permanent employees who are entitled to borrow money under the no-deposit housing loan welfare program agreement The agency has signed with the Bank.
How much can you borrow?
– Unlimited borrowers for maximum loan amount
How is interest calculated?
– Interest year 1 is 2.65% Year 2 is 3% Year 3 is equal to MRR-2.65%
– Average interest for first 3 years is 3.05% and Year 4-5 is MRR-2.00% or 4.15%.
– Interest for the 6th year until the contract expires The interest rate is MRR-1.00% per annum.
Installment
– Loan 1 million baht, installment payment starting from only 3,400 baht per month. Special! Loan submission fee And registration fees and lending acts for the purchase, building, extension, repair, redemption, mortgage of land from other financial institutions Pay off debt on housing And purchase equipment and facilities related to housing Submit a loan application and make a juristic act within 30 June 2021.
2. Different home loan projects Interest rate for the first 2 years, 2.75% per annum
Who can recover
– People with income not more than 25,000 baht per month
How much can you borrow?
– Provide a loan of not more than 2 million baht
How is interest calculated?
– Interest year 1-2 is 2.75%, 3rd year is MRR-3.40% (Currently MRR interest rate is 6.150%)
– Average interest rate for the first 3 years is only 2.75% per annum, Year 4-5 is equal to MRR-2%.
– Interest for the 6th year until the contract expires For general retail customers Interest rate MRR-0.75% per annum and for welfare customers Interest rate MRR-1% per year
Installment
– Loan 1 million baht, installment payment starting from only 3,500 baht per month, special free of loan submission fee Collateral appraisal fee And registration fees for legal and legal rights Loan for purchase, building, extension, repair and redemption of mortgage from other financial institutions. Submit a loan application and make a juristic act within 30 June 2021.
3. Home Loan Program Bank for San Rak 2021 Interest rate 3% per year
Who can recover
– People with income not more than 35,000 baht per month
How much can you borrow?
– Provides a loan of not more than 3 million baht
How is interest calculated?
– Interest year 1 is 3% Year 2 is 4% Year 3 is equal to MRR-1.15%
– Interest for the 4th year until the contract expires For general retail customers The interest rate is MRR-0.75% per annum. The interest rate is MRR-1% per annum.
Installment
– 1 million baht loan, installment payment starting from only 3,800 baht per month, free! Application fee for the purchase of construction, renovation, repair and purchase of residential-related equipment and facilities, along with primary purpose loans. Submit a loan application and make a juristic act within 30 December 2021.
For those who are interested, ask for more information at the Bank of Thailand, every branch nationwide or Call Center at 0-2645-9000 or Facebook Fanpage. Government Housing Bank And follow the news at Application: GHB ALL and www.ghbank.co.th
Thanks to information from Facebook, news station, Ministry of Finance –
:quality(80)/cdn-kiosk-api.telegraaf.nl/3dc4cde0-695d-11eb-86c5-02d2fb1aa1d7.jpg?resize=150%2C150&ssl=1 "Gert Verhulst confirms: son Viktor has a new flame | Entertainment")