Mr. Chatchai Sirilai Managing Director The Government Housing Bank (GHB) revealed that this cooperation was made to encourage members of the Medical Council, who are considered sacrifices, to take care of patients from the 2019 coronavirus outbreak (COVID-19). Have the opportunity to access special interest rate loan products for more convenient use of their own housing Including supporting money saving to increase the security of life The products under “Life Begins with GHB” include credit products (Total project limit of 5,000 million baht) Interest rate 1st year only 2.39% per year, 2nd year interest rate 2.59% per year, 3rd year, MRR-3.36% per annum (currently MRR rate is 6.150% per annum) And the 4th year onwards in the case of welfare customers Interest rate MRR-1.00% per annum for retail customers Interest rate MRR-0.50% per annum and in case of purchasing equipment or facilities related to housing Interest rate MRR Loan Objective To purchase building, renovate, repair, redeem, mortgage, purchase vacant land that is NPA of the Bank of Thailand, purchase equipment or facilities related to housing and to purchase or redeem a mortgage. And additional borrowers for building, extension, expansion and repairs. Installments for up to 40 years. In case of borrowing 1 million baht, installments start the first year only 3,400 baht per month. Special! Free of 3 types of fees 1. Loan submission fee (0.1% of legal amount) 2. Legal and legal registration fee (1,000 baht) and 3. Collateral appraisal fee (reserve borrowers pay first The bank will repay only the borrower who has completed the juristic act with the bank) Submit the loan application for approval and take the juristic act within December 30, 2021
Deposit products With deposit products “Super Savings Special” interest rates up to 1.1% per annum (is the special savings super savings rate as announced, adding 0.25% per annum for a period of 12 months from the date of opening the deposit account. After that, use the special super savings interest rate as normally announced by the bank), which will receive the deposit rate twice a year and receive tax exemption. Able to open an account through branches all over the country From now until 30 December 2021
Emeritus Professor Dr. Somsri Phaosawat, Prime Minister of the Medical Council, said that I would like to thank the Bank of Thailand for their support. And to send encouragement to medical personnel in sacrificing, caring for patients and fighting the spread of the coronavirus 2019 (COVID-19) in “Life Begins with GHB” project between the Government Housing Bank and the Medical Council for members of the Medical Council More than 60,000 members have their own residences. The Phaethathayalai will help promote this project to members who have a need for saving money and credit at a special interest rate.
Doctors who wish to use the special interest rate products of the Bank of Thailand both in terms of loans and deposits under the “Life Begins with GHB Project” must be a member of the Medical Council. You can submit a loan to do legal acts and open a deposit account. Yes, from now until December 30, 2021, you can ask for more information at any branch of the Bank or the Customer Service Center at 0-2645-9000.
Maj. Gen. Itthaporn Faculty of Charoen, Secretary-General of the Medical Council, said that the life of each new graduate Want stability in life The Bank of Thailand places importance on the quality of life of Thai doctors Especially during the COVID-19 era. And provide home-related benefits such as low interest rates Considered to greatly improve the quality of life of Thai doctors Which this project It’s a good project Want members of the Medical Council Let’s consider the suitability. And benefits If the plaintiff can answer in the medical life Can come to use the service
“Thank you Bank and all sectors Who understand and sympathize with the medical personnel fighting this COVID Including wanting this project to be open to all health professions Because we are all one team “
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