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Bank of America, Results: Brian’s New Life

Posted on Oct. 14, 2021, 7:30 p.m.Updated Oct 14, 2021, 7:31 PM

“We fight with the competition, and we win.” Bank of America boss Brian Moynihan may have little triumph in the midst of the quarterly salvo. Its better than expected results (+ 3.2% for the share) cannot be explained only by the reversals of pandemic provisions.

The strength of its net interest income (interest received minus interest paid) shines against rivals, growth (+ 8%) well above expectations (5% better), where JP Morgan and Wells Fargo are online, and Citigroup a little above.

The “Bank of America” ​​has succeeded in growing its credits as the economy reopens, while taking its full share of the mergers and acquisitions commission pie.

This commercial dynamism is in itself a good general signal for Wall Street, but also a particular reason to reward its course with the best performance of the four major banking networks of Uncle Sam since the end of 2019.

Way to go

The CEO of the Charlotte bank took years to heal the wounds of the great financial crisis, complicated by the takeover of Merrrill Lynch.

But he still has some way to go to compete with the return on equity of leader JP Morgan, which earned his counterpart Jamie Dimon a much higher stock market love rating (1.9 times net assets against 1.5 times ).

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