Kakao Bank, an internet specialty bank, temporarily suspends negative bank account credit loans until the end of this month.
Kakao Bank
– On the 17th, Kakao Bank announced that new loans for negative bankbook credits will be suspended from 6 am to the 31st of this month.
Kakao Bank’s negative passbook loan is a loan product for high-credit workers.
An official at Kakao Bank said, “To control the rate of loans, we are temporarily suspending new loans from negative bank loans with high volatility in the loan balance.”
However, additional transactions are possible for negative bank accounts that have been opened.
In addition, other loan products such as credit loans by case, emergency money loans (small minus bankbook loans), intermediary and private medium interest rate loans, and cheonsei deposit loans are available as usual.
Previously, major commercial banks were also stopping credit loans to office workers until the end of the year to manage the total amount of household loans.
From the 15th to the end of this month, Shinhan Bank decided not to accept non-face-to-face applications for employee credit loans, including “convenient employee credit loans,” and from the 14th, it has lowered the limit on credit loans for professional professionals such as doctors and lawyers to 200 million won.
KB Kookmin Bank established the principle of preventing all household credit loans exceeding 100 million won from the 14th to the end of the year.
On the 11th, Woori Bank stopped selling’We WON Employee Loan’, the flagship product of non-face-to-face credit loans, and Hana Bank also set the default limit for professional loans such as doctors and lawyers from 150 million won to 50 million won as early as the end of this month. Reduce.
Reporter Shin Hyeyeon [email protected]
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