“Bank Fixed Deposit Interest Rates Rise: Get 8% and 20% High-Interest Welcome Offers”

Entering May, bank fixed deposit interest rates have been rising. The following introduces two high-interest welcome offers, one is8%another great idea20%！

ICBC 8% earn 300 yuan a week

ICBC (Asia) launched a welcome discount of 8%. No high-end wealth management account is required. Ordinary personal customers open a one-week time deposit of 1,000 yuan to 200,000 yuan through mobile banking. The annual interest rate is 8%. Quickly earn about 300 yuan a week.

The bank also has another discount, which was 3.8% for 3 months last month, and it lasted in May. It is also applicable to new personal customers, but it needs to be opened at a branch, with a deposit amount of 100,000 to 800,000 10,000 yuan, calculated as 800,000 yuan, earn 7,600 yuan in 3 months!

CCB earns 2000 yuan a week at 20%

In terms of welcome offers, CCB Asia is the most exaggerated, with a time deposit annual interest rate as high as 20%! The initial deposit amount is 500,000 yuan, and the deposit period is 1 week. You can earn about 1,918 yuan in 1 week in Hong Kong dollars, US dollars or RMB. But it is not easy to earn high interest rates, this offer has the following conditions:

• To be a new CCB Asia “VIP Select” or “VIP Banking” customer, the average daily balance of the two accounts must be HKD 5 million and HKD 1 million respectively.
• Required to subscribe for designated investment products, such as funds, bonds or structured stock-linked fishing products.
• Subscription products must reach HK$500,000 or above

In other words, the threshold for earning this discount is 1 million yuan, because you must deposit at least 1 million yuan of new funds to become a new CCB Asia customer, and then invest at least 500,000 yuan in products to be able to open the same 500,000 yuan 20% time deposit.

【Fixed Deposit】Teach you how to earn 6% every month!Get 10% high interest rate immediately

12 bank plus 3 months deposit interest
Virtual banking melee

The U.S. interest rate hike is approaching the end, and banks are scrambling for short-term funds. More than 10 banks have raised the annual interest rate for 3-month deposits. In the past two days, many virtual banks have joined the battle. For example, Ping An OneConnect pushed 500,000 yuan The entry threshold is 3.7% for 3 months, which is the highest among virtual silver; Huili is not much less, with a lower threshold of 3.6%. See the picture below for details:

▼Click on the picture to enlarge

The 3-month deposit period is approaching 4%

As can be seen from the figure above, CCB Asia and CNCBI have the highest deposit period of 3 months. When the two are added together, the latest has approached 4%.

The discounts for 1 week to 3 months deposit period are listed below:

Banks snap up short-term funds

Date this article was last updated: May 12, 2023

Written by: Liao Yiran

want to know more abouthigh interest products︰

[High-interest deposits]The annual interest rate of current demand has increased, and the Hang Seng 6.9% is back! 4.55% for 3 months is better than a fixed term (newly added Bank of Communications Hong Kong 4.75%)

[High Dividend Stocks 2023]The selection of low entry fees above 5%, 8 stocks have risen by 10% since the beginning of the year

[Monthly dividend distribution]Buy these high-dividend stocks for 1 year and 12 months, and you will receive dividends every month (with annual dividend distribution table)

[Short-term savings]Guaranteed return of 4.08% 6000 yuan entry 10 Hong Kong dollar short-term savings insurance comparison

【ET Caizhi Talk】Gold price will reach a new high within this year? Is silver more valuable than gold?Aide Finance Wen Jinhui analyzes the prospects and trends of commodities such as gold, silver, and oil prices

＝＝＝＝＝

[Purchase at market opening]Berkshire Shareholders’ Meeting Investment Implications HSBC Shares Share Price Impact

Bianjian bank has the highest deposit interest, what are the terms and conditions?immediatelyDownload the Hong Kong Economic Times App for freeinstant feed