Unlike the house bank, FinTech applications provide tailor-made financing solutions. Fast and unbureaucratic.
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–>Here is the company loan secret that no house bank will reveal: With the bank-independent FinTech portal COMPEON, companies, the self-employed, tradespeople and freelancers can select and compare the right company loan from over 250 offers at the click of a mouse. Compared to the standard offer from the house bank, 30% interest can be saved with a success rate that is at least 100% higher.
Strange but true! Medium-sized companies, the self-employed, traders, small business owners and freelancers still go to their house bank for a loan and usually accept 30% higher credit costs.
Many do not dare to use FinTech portals. However, many of them do not know what FinTech is either.
Great need for information about FinTechs in Germany:
In the USA, around 80% of corporate financing already bypasses conventional banks.
In Germany, SMEs, the self-employed, tradespeople and freelancers often approach fintech companies with skepticism or ignorance. Digital financial service providers can be a helpful partner here, especially when speed and flexibility have top priority.
FinTech credit platforms offer the following advantages:
1. Bank-independent and cross-product solutions!
Bank-independent, as users of FinTech portals can select and compare from many financial service providers and banks. Cross-product, because in addition to corporate loans, other financial products such as leasing, factoring, mezzanine capital, purchase and project financing or private debt. or offered for real estate financing. Depending on the financing requirements, one or the other type of financing is advantageous for corporate customers. A classic corporate loan is not always the best financing solution.
2. Customized financing solutions instead of standard solutions!
Because unlike the house bank, FinTech allows for tailor-made financing offers, ie offers tailored to the individual needs of the customer. Tailor-made offers are always to the advantage of the customer, as they are cheaper than standard offers. More on this: Paradigm shift in SME financing
3. Speed, transparency and comparison!
Traditional banks (e.g. house banks) cannot keep up with fintech service providers in terms of speed and flexibility. The digital test systems of the fintech companies allow an effective and quick decision about the financing. Fast, unbureaucratic company loans such as bridging loans are only possible with FinTech.
4. Easy Access to Funding!
House banks are usually overwhelmed when it comes to finding the right funding from the more than 1,700 federal and EU funding programs. FinTech portals such as COMPEON enable a subsidy check – an advantage in particular for the self-employed and small businesses who have no experience with this.
FinTech COMPEON for credit optimization for SMEs and the self-employed:
Unlike the house bank, this makes it possible Financial portal COMPEON a bank-independent financing solution. The tedious search for a loan is no longer necessary. With a single request, the customer receives several offers from 250 financing service providers and banks as well as access to 1,700 subsidies at EU, federal and state level in Germany. This usually results in more suitable and cheaper financing solutions than with a single request from the house bank.
The use of COMPEON is free of charge for applicants (companies, self-employed persons, freelancers…). Successful conclusion of a contract is also free for applicants. If the mediation is successful, financial service providers pay a corresponding commission to COMPEON. In addition, a contract offer is always non-binding for applicants.
In short: In contrast to the house bank, COMPEON supplies tailor-made financing solutions. Tailor-made financing is usually always more advantageous than a standard offer from the house bank.
With COMPEON, the applicant has the advantage of being able to select a tailor-made solution from several offers online.
Full article at: https://www.kredit-selbständige.de/kreditangebote-mit-zinsersparnis/
Portal credit for the self-employed and small businesses:
https://www.kredit-selbständige.de
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