Surachai Rasamee, Acting Deputy Manager of the Bank for Agriculture and Agricultural Cooperatives (BAAC), revealed that according to BAAC measures to help farmers, customers, entrepreneurs and farmer institutions during the epidemic situation. Of the COVID-19 virus Through the Pay Good with Night Program Total amount not exceeding 3,000 million baht for debtors with normal debt status. To reduce the debt burden And debt reduction projects For customers with outstanding debt or normal debt status with outstanding interest more than 15 months to thank customers with a good history of debt. Including helping to reduce anxiety And can have money back into the pocket to bring in necessary expenses When paying the debt, interest will be refunded according to the type of customer. Which started the project since December 1, 2020. There are farmers, customers, entrepreneurs and farmer institutions. Pay attention to repaying debt under the good repayment scheme until February 9, 2021, more than 1.39 million people with interest totaling 14,348 million baht, which BAAC has returned interest to customers, more than 2,363 million baht, making the credit line close to complete The specified amount is 3,000 million baht. BAAC therefore recommends customers with normal status to accelerate debt repayment. In order to receive the benefits of the project by February 17, 2021, the BAAC will close the Pay Dee Mee Project on February 18, 2021.
However, for customers who are eligible for the debt reduction scheme With NPL debt status or outstanding interest for more than 15 months with outstanding debt as of October 31, 2020, still able to verify and pay the debt according to the project Until March 31, 2021, the BAAC will bring the returned interest to reduce the debt by amortizing the principal. And after amortizing the debt There is remaining money, it will be transferred to farmer’s bank account on the next day. In the case of farmers and individuals, 20% of the actual interest paid will be repaid. And in the case of individuals, farmers groups, co-operatives, legal entities and village and urban funds Will receive a refund of the interest on the loan at the rate of 10 percent of the actual interest paid. No limit to the amount that will be returned
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