Surachai Rasamee, Acting Deputy Manager of the Bank for Agriculture and Agricultural Cooperatives (BAAC) revealed that, according to BAAC, there are measures to help farmers, customers, entrepreneurs and farmer institutions. During the COVID-19 epidemic situation through the “Pay Dee Me Back” project, the total amount does not exceed 3,000 million baht for debtors with normal debt status. To reduce the debt burden And debt reduction projects For customers with outstanding debt or normal debt status with outstanding interest more than 15 months to thank customers with a good history of debt. Including helping to reduce anxiety And can have money back into the pocket to bring in necessary expenses When paying the debt, interest will be refunded according to the type of customer. Which started the project since December 1, 2020.
Since there are now farmers, customers, entrepreneurs and farmer institutions. Pay attention to the repayment of the debt repayment scheme until February 9, 2021, more than 1.39 million people with interest totaling 14,348 million baht, which BAAC has returned interest to customers more than 2,363 million baht, making the credit line close The amount specified is 3,000 million baht. BAAC therefore recommends customers with normal status to accelerate debt repayment. In order to receive project benefits by February 17, 2021, the BAAC will close the Pay Dee Mee Project on February 18, 2021.
However, for customers who are granted rights under the debt reduction scheme The debt status is NPL or has accrued interest for more than 15 months with outstanding debt as of October 31, 2020, still able to verify the rights and repay the project Until March 31, 2021 by the BAAC will bring the returned interest to reduce debt by amortizing the principal. And after amortizing the debt There is remaining money, it will be transferred to farmer’s bank account on the next day. In the case of farmers and individual customers, the interest will be repaid at the rate of 20% of the actual interest paid. And in the case of individuals, farmers groups, co-operatives, legal entities and village and urban funds Will get back the loan interest at the rate of 10% of the actual interest paid. No limit to the amount that will be returned
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