With the latest measures approved by government in an effort to help families in difficulty for the economic crisis and the price increases unprecedented (in the week the Energy decree was approved), new regulations also come into force concerning the fight against tax evasion.
The executive headed by Mario Draghi seems to have chosen the path of hard punchtightening controls on electronic payments and increasing the sanctions for those caught ad break the law (or does not adapt quickly to the new legislation).
The government’s tightening of payments and credit cards
Many are describing it as a real one manhunt more and more tight: after the introduction of the double penalty (as of June 30) for merchants who refuse to provide payments with the Electronic pos to customers who request it, one new squeeze is also arriving on the classic withdrawal made at ATMs.
Il Taxin fact, it will be able to monitor in a much more assiduous and effective way the movements on current accounts and the movements of credit cards as never happened before. The news was reported by various newspapers and news agencies yesterday (Saturday 6 May): it is as if the government was setting up a kind of “super registry of current accounts“, Carried out by involving the technicians of the Ministry of Economy and Finance (led by Daniele Franco) together with those of the dicastery ofTechnological innovation chaired by Vittorio Colao.
The monitoring of the Tax on the activities carried out through ATMs
By far the most important change concerns the new controls which may be carried out by the supervisory bodies competent: the habits of Italians related above all to use the ATMwhich to this day remains one of the most important and involved tools when it comes to evasion o money laundry.
When it would click the alarm? The experts explain that the parameter that will be evaluated concerns the average of the withdrawals made by a user over the years. By doing an analysis of the performed activities by means of an ATM, the authorities in charge could intervene with the formulation of a notice (or directly generating a report of a suspected case) when two extreme cases occur:
- when they are made too many close draws in a relatively short period of time
- when they are registered too few compared to the standard average and compared to the typology of life and work of an individual
The intervention of the Bank and the Revenue Agency
This new roundup of checks and verifications could lead (if the reporting process is carried out after a detection of anomalies) to a series of investigations by theRevenue Agency who, accurately, will be able to try to understand why that given situation is occurring.
Example: if you withdraw more 10 thousand euros in one monthalthough not in the same solution, the bank worker in charge he will have to ask the customer for an account and reason for what he will want to do with it liquid assets to then contact the direction of the institute. At this point it will be at the discretion of the UIF – theFinancial Information Unit – decide whether or not to proceed with further checks by the tax authorities.
–
