Technology can be at the heart of ATM scams and therefore you need to be careful if you notice any anomalies. What is it about
The undoubted convenience of the ATM has revolutionized our life since that day. Above all in terms of time, we have gained precious hours of our daily life by subtracting them from wasteful ones file at the counter of the bank or post office employee. The change was more or less proportional to that on our wallet, which, in just a few decades, became saturated with magnetic cards and cash.
The bank, as in some ways also the post office, is increasingly experiencing the transformation into a place of representation, in which interaction with the employee is essential to cut the different products home banking tailored to your financial needs; in its essence, however, cash finds less and less space in the habitat that is most natural to it.
ATM, beware of strange devices
If an important part of the services that in the past took place at the desk of the operations clerk, home banking has taken possession of this legacy by letting itself operate independently from home. Meanwhile, the Cash it is not yet within the reach of bits and clicks but supplying us with it has also become an operation “self service” fast and safe.
Safe, yes, up to the proof of certain facts. Unfortunately, those scams implemented by the ATMs; but not even those “technological” scams to the detriment of the ATM card in some shops. When the fraud has been successful, we realize it too late, when we read the account statement, full of withdrawals never made; at that point, get a reimbursement from the bank (in the case of an ATM) it will be more difficult than if it is a credit card that is affected.
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Fraud occurs with the ATM card cloning. The methods are very different but equally effective: sometimes you are “robbed” by pin, by prying eyes that linger around us as we withdraw from the bank’s external counter; and often, while you are typing the pin, it is not enough to cover the keypad.
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It is in some shops the breeding ground of unpleasant scams: it is sufficient that a Pos modified through the support of skimmers or hidden cameras. The skimmer identifies and “clones” the data that can be extrapolated from the magnetic stripe of the card. Then with the help of a camerathe confidentiality of our security keys is irremediably compromised.
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