Young people who have just obtained their driving license have to think about many things before actually getting behind the wheel. Insurance is in particular one of the most important elements, as it is mandatory for all motorists. However, insurers are not kind to beginners, because they represent a real risk and are more prone to suffer or cause accidents. Fortunately, there are some tricks that help new drivers find a good contract.
Be linked to parents’ insurance
Generally, the young driver did not suffer his car. In fact, they prefer to take the car that’s in his parents’ name. In this case it is not mandatory to take out a separate insurance.
The best solution is to declare yourself the secondary driver. The savings to be made are considerable. Only a few euros will be added to the basic contribution. This also leaves time for the newbie to gain experience before becoming independent and thus getting a less expensive contract than risky drivers.
Insure your car
Of course, young drivers have every right to own their own vehicle. However, in this case, you will need to report to your insurer as the owner and acquire coverage on your behalf. He will then plan a certain budget, because the costs are quite high. There is also a prize. The best thing would be to use online comparators to find the offer with the best value for money.
Choose a vehicle that is easy to insure
To calculate the flat rate that a driver will have to pay, insurers take into account his/her ability to drive. A young person who has recently obtained his driving license is therefore considered at risk. For this reason, covering him will cost more. The bill will go up even more if the vehicle has a large engine capacity. Might as well then, initially, opt for a less powerful and safer model.
Indulgence for some young drivers
One of the ways to get reasonably priced insurance is to start driving lessons early enough. Driving schools, in fact, can welcome 15-year-old students, even if they are not yet able to take the exams. A progressive reduction of the additional premium is provided for by the Insurance Code once the driving license has been acquired.
