The pandemic continues to affect the finances of many families, which is why the city of Charlotte is providing help to the homeowners to help them with Payments from mortgage.
Financial support is provided by RAMP CLT, a program that provides mortgage and rental assistance to those affected by the Coronavirus Disease 2019">COVID-19 in the city of Charlotte and the Mecklenburg County.
What are the requirements for mortgage assistance?
To qualify for financial assistance, household income must be 80% or less of the Area Median Income (AMI) limits:
- For 1 person, the limit is $46,800
- For 2 people, the limit is $53,450
- For 3 people, the limit is $60,150
- For 4 people, the limit is $66,800
- For 5 people, the limit is $72,150
- For 6 people, the limit is $77,500
Other requirements include:
- Home must be within of Mecklenburg County.
- They should have difficulties due to COVID-19.
- The loan must have been active before of difficulties due to COVID-19.
- The loan no may be in a program mitigation of losses (temporary suspension of collection or modification of the loan).
- The loan no it must be running actively.
- The aid must be for the residence principal.
How to participate in the program?
To join the financial aid program, fill out the form in RAMP CLT. The organization may ask applicants to provide:
- Verification of income.
- Most recent payrolls from 30 days.
- W-2 for 2019 The 2020.
- 30 days of bank statements.
- Declarations of taxes for 2019 The 2020.
- Benefit Award Letter if applicable (SSI, pension The disability, etc.)
- If you work for bill own, include a tax return of 2019 The 2020, including Annex C.
- If you are a driver of Uber/Lift, provide the application payment history.
- If you are not currently working and have registered unemployment, provide the 2 last payroll you have received.
- Test lost/reduction of income related to COVID-19. Documentation of unemployment benefits is acceptable.
- Mortgage Status plus recent. Make sure the statement shows the balance actual and the payment monthly of the mortgage.
- Proof of residency by invoice of services public.
If you need help completing the application, please call 704-343-4692 and leave a message with your contact information. Someone will contact you to help you.
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