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Apple Financing LLC has obtained state loan licenses and will operate independently from the main corporate entity to power the recently announced Apple Pay Later service.
Introduced at WWDC 2022, Apple Pay Later allows users who make a transaction through Apple Pay to split the cost into four payments over six weeks. The service does not charge any fees or commissions. To power the service, Apple created a wholly-owned subsidiary. He created Apple Financing, LLC, to handle the loans.
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