Antonio Marino: «New hope for everybody with the Bcc»

From normal supervisor to vice chairman, the wedding between Bcc Aquara and continues Antonio Marino in the direction of the golden wedding ceremony: «Within the meantime, I thank the members of the Financial institution who by no means fail to provide me their applause and consent… The shut relationship with the BCC of Aquara definitely continues. It’s, in some methods, my creation and I’ll definitely by no means need to abandon it. The golden wedding ceremony could be an awesome achievement. In any case, there are solely 3 years to go…”.

The lifetime of a cooperative credit score financial institution is completely different from that of another kind of partnership or capital firm.

Sure in fact. Our relationship with the Financial institution’s members and clients is a particular one. We’re a cooperative even earlier than being a financial institution. Our choices are made right here, in touch with the fact that surrounds us, definitely not lots of of kilometers away. We at the moment are the one banks which have authorized and decision-making workplaces beneath Rome. The opposite day in an interview with an area TV I used to be in a position to testify to our curiosity within the – native – matter of invasion by wild boars. These are sensitivities that solely an area financial institution can interpret. Large banks definitely do not deal in ungulates. They keep right here so long as there may be revenue in any other case they shut the doorways and go away. We keep right here. The strongest capital we now have are our members, in our territory.

As Bcc Aquara intends proceed to be alongside households and companies?

Just by persevering with to do what we now have all the time executed: the native financial institution. We need to preserve accounts so as, as we now have all the time executed, however the coronary heart stays cooperation which at present, in an unstable world, is more and more vital.

Are there plans to open new branches of Bcc Aquara?

Actually sure, we are going to give it some thought on the proper time however on the similar time we are saying that the financial institution just isn’t certified or judged by the variety of branches however by its wholesome and prudent administration. We’re established with branches in very small communities but additionally in very populous locations. To develop we are able to even take into consideration growing the employees within the bigger branches… with out additional structural prices!

Does cooperative credit score have a future in a banking actuality more and more devoted to creating earnings and utilizing technological innovation?

We’re not afraid of the longer term. We’re not afraid of technological innovation as a result of we now have enough help from the Dad or mum Firm behind us. We’re not afraid of the race for earnings,

we’re a cooperative and subsequently we don’t distribute earnings, not like joint-stock banks. Consequently we are able to additionally make little revenue and stay in the marketplace alongside our members and clients.

Does the BCC system want extra braveness and creativeness?

We have already got numerous braveness and numerous creativeness to remain in the marketplace and compete each day with the nationwide credit score giants. Extra braveness and creativeness could be wanted from our consultant our bodies than from the person mutual banks, which ought to higher defend the range of cooperative credit score within the curiosity of our customers. Specifically, extra braveness and creativeness could be wanted on the a part of the BCCs of the South that are more and more marginal in comparison with Italian cooperative credit score as a result of we stay in a tougher and complicated financial context and each day “we actually extract oil from stones”. We assure entry to credit score each day in areas the place with out us there could be a deafening banking desertification and but the political class turns the opposite approach whereas it might be helpful, 5 years after the reform, to confirm the outcomes and the corrections to be made to the reform to enhance it.

Antonio Marino’s dream nonetheless within the drawer and to be realized?

Arriving on the golden wedding ceremony with the BCC of Aquara… however above all seeing cooperative credit score excel, particularly within the South. Placing man again on the middle along with his creativeness and creativity… and now not man because the wolf of different males the place the larger one eats the smaller one (typical conduct of SpA). The BCCs have all the time labored, and nonetheless work, for a extra equal society with much less inequality.