ANSES Confirms Validity of Line of Credit for Workers in Dependency Relationship: Up to $400,000 Loans Available

The National Social Security Administration (ANSES) confirmed that remains valid the line of credit for workers in a dependency relationship, both in the public and private sectors. As indicated by the organization, the possibility of requesting them will be enabled throughout the month of October.

The benefit gives Loans of up to $400,000 for salaries up to $700,875, at a 50% repayment rate. Considering that accumulated annual inflation exceeds 138%, this is a very competitive rate.

5 steps to process the Anses Credit of up to $400,000

The money is deposited on the credit card associated with the worker’s salary account and the inscription can be done exclusively through the organization’s websitewww.anses.gob.ar, or the my ANSeS application, every day from 10 a.m. to 8 p.m.

What requirements must be met to access ANSES credits of up to 400 thousand pesos?

The requirements to access this type of credit are:

• Residing in Argentina permanently.
• Have a work experience of no less than six months.
• Be a worker or worker in a dependency relationship contributing to the ANSeS.
• Have a salary of no more than $700,875 gross per month.
• Be the holder of a credit card from the bank where the salary is received. This measure does not apply to non-bank credit cards issued by financial institutions.
• Be over 18 years of age and not reach retirement age at the time of full cancellation of the credit.
• Do not exceed situation 2 of the Debtors Center of the Central Bank.
• Not be the holder of a retirement or pension and not be a casual, discontinuous, seasonal or private household worker.

The ANSeS recalled that to authorize the granting of the loan, it carries out a socioeconomic and patrimonial evaluation (consumption, assets, health coverage, among other points) of each of the applicants.

A soft loan in a few steps: how to request it

To carry out the procedure, you must follow the following steps:

1. Enter my ANSeS with the Social Security Code.
2. Choose the Credits option for employees in a dependency relationship.
3. Generate the request.
4. Approach an ANSeS office, without a prior appointment, with the application code to confirm identity and complete the process.

ANSES credits for workers: what is the key requirement to access the $400 thousand pesos

Amount to request, rate and return terms

What can the amount of the ANSES credit be used for?

As previously defined, credit is designed to pay off credit card debts or make purchases. This balance on the credit card cannot be withdrawn in cash or used to make fixed installments.

Those who access the credit will not be able to buy foreign currency until the entire credit is paid.

The procedure is personal and non-transferable and You can only request one credit per person.

LR