The service provider Shared Growth “disappoints” to users in Puebla, since it offers loans through WhatsApp and makes a “precharge” on the card as a supposed prerequisite, but ends up selling a “consultancy” without ensuring the delivery of the money.
In interview with Angle 7, Raúl He narrated that the first time that employees of the alleged financial company contacted him was for message of Martha Rodriguez, the July 29, 2022to which he did not respond, as well as on a second occasion, on November 23 of the same year.
On the third occasion, he contacted Ana Coyotl and he accepted process the loan out of necessity, for which he went on the afternoon of December 16 at workshopslocated in the South 6th Street 3902, Office 202, 2nd floorfrom the Anzures neighborhood, in Puebla capital.
That same day, he was treated by the Colombian adviser Santiago Álvarezwho informed him that they offered him 80 thousand pesos with an interest rate of 16 percent, but, upon verifying his credit profile, he proposed a line of up to half a million pesos, of which Raúl accepted 200 thousand with a rate of 7.33 percent.
By not bringing the documents requested, he agreed to deliver them hours later via WhatsApp, so they printed the contractin which he realized that they asked for a debit card to make a precharge that they promised to return later.
Raúl continued with the process and sent his proof of address. Too agreed to a charge of five thousand 600 pesosalthough the bank later advised him that they had tried to charge him 14 thousand pesos.
On December 17, they make an appointment at the Shared Growth offices on December 19 to validate the bank details for the deposit.
After “precharge”, they seek to charge you more
However, the speech of the people who care for him took a turn on December 20, when they told him that the deposit did not proceed without first paying “the VAT corresponding to 32 thousand pesos”, which was going to be divided equally between the “investor, Shared Growth and the applicant”, for which they asked Raúl to make another deposit for 10 thousand 666 pesos.
“To which I did not agree and I told him: listen if you are offering me a loan, well how come I am going to deposit and well they were going to deposit 200 thousand pesos and the VAT was 32 thousand pesos. So I do not agree and I am not going to deposit it, “he said.
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They insisted on making this charge to his card so as not to lose the promised rate, although Santiago Álvarez did not mention anything about it at the signing of the contract.
When calling customer servicethey explained to him that the contract stipulated the collection of fees, consultation and other chargesfor which he decided to meet again with Santiago Álvarez, who denied Raúl knowledge of these charges.
He even offered Raúl to complete the deal outside the company, since he had “liked it very much”, and stating that, if he accepted, he would not be charged VAT.
However, Raúl did not agree to the deal and He demanded his money back for not fulfilling what he promisedto which Santiago replied that there was no one in the offices who could attend to that request.
On December 26, Raúl is summoned to the service provider, where he attended by the adviser Carla Martínezwho clarified that the company does not lend moneybut advises pensioners and retirees.
Raúl asked to print his return request on a company letterhead. In her, requests the return of the five thousand 603 pesos that they charged him on December 17 and terminates any contractual relationship that united him for all legal purposes.
To the date, Raúl has not received the money backso it asks the Ministry of Finance to investigate this service provider, because it knows that there are at least three other cases like yoursin which the people involved have deposited up to 16 thousand pesos after the promise that they were going to do large loans and attractive interest rates.
LPR
