In August were Consumer loans as expensive as they have not been since 2008. This is shown by current figures from the Oesterreichische Nationalbank, compiled by the credit comparison portal “mygeldleben.at”. The awarded one The consumer credit interest rate averaged 5.64 percent. Since the Private individuals in Austria would not have had the financial crisis in 2008 more so high interest for paid a consumer loan. The comparison portal expects further price increases in the next few months.
since Beginning of COVID–19 In the crisis, banks are no longer granting loans so easily Loans, especially to private households.In the period from January to August 2020 were 20% less consumer credit awarded than in 2019. The lowest level was in Aprhe 2020 put 60% less consumer credit measured. In order to currently receive a consumer loan, private individuals must either have a good credit rating or have been a long-term customer of the bank his.
In addition: Private customers can save up to 63 percent on interest if you go to the right bank. At the ginexpensivein Banks one counts less than 3.00 percent of loan interest, while the most expensive Banken up to 6.00% of debit interest desire.
According to “mygeldleben.at”, the Austrian Anadi Bank is currently charging the lowest interest rates for consumer chalk at 2.8 percent, followed by Raiffeisenlandesbank Lower Austria-Vienna with 2.88 percent. At the other end of the range are the team bank credit (e.g. Volksbanken) with 4.88 percent and the Oberbank with 6.0%. According to the comparison portal, the data come from the websites of the respective banks.
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