All the ways to retire in 2021

The traditional old-age pension can be reached with 67 years of age and at least 20 of contributions paid.

The social APE is not a pension, but an attendance allowance for the worker until he reaches retirement age. The applicant must be at least 63 years old and not already a pension holder in Italy or abroad. The individual will receive this benefit until he or she reaches retirement age. Those admitted to the benefit are unemployed, at least 74% disabled and i caregivers, that is, those who have been assisting disabled relatives for at least 6 months.

All the ways to retire in 2021

The female option is open to women aged 59 if they are self-employed or 58 if employees, completed in 2019, with at least 35 years of contributions paid. At least 12 months must elapse from applying for treatment to receiving the first check.

The traditional, and simple, early retirement still applies. It applies to precocious workers, ie those who having started working very early have already accrued 41 years of contributions. A particular age is not required because it only counts the amount of contributions. These subjects must also present a particular critical situation. They must in fact have been unemployed and have not received social safety nets for at least 3 months. Or they must be at least 75% civil disabled.

Early retirement is also provided for workers in heavy-duty sectors. In addition to having 41 years of contributions, they must belong to one of the categories that the law considers usurping. By way of example, we mention the workers in the extractive industry (quarries or mines). The tanners, for contact with poisonous substances. Drivers of trucks and heavy vehicles. Kindergarten teachers for the physical fatigue they face. Nurses, for fatigue and exposure to infections. For a more complete list it is advisable to check on the website ofINPS.

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