Jakarta –
The COVID-19 pandemic has made many families lose their loved ones and backbone. The new variant of the Corona virus must be anticipated by every individual, including in terms of household finances.
Adviser for Wealth And Asset Management (WAM) Indonesia Legowo Kusumonegoro said the sudden loss of a family breadwinner often left abandoned family members economically confused.
Secrets of household finances kept by breadwinners make their assets inaccessible, while debt bills often arrive. Legowo said that financial transparency is becoming increasingly important in the midst of an increasingly violent pandemic.
In the household, sometimes husband and wife do not talk openly about finances.
“There are financial secrets that are kept from their spouses, although sometimes the husband or wife chooses to tell their relatives or close friends. The lack of transparency in the management of assets and debts can be exacerbated by taking debts that do not need the spouse’s approval, for example unsecured loans (KTA), online loans (pinjol), or credit card debt,” he said in his statement, Thursday (22/7/2021).
According to him, during a fierce pandemic, a closed attitude in terms of household finances will have a serious impact when one of the parties dies. Every household should be prepared to anticipate the worst in the midst of a pandemic.
He said that it would be very difficult at first, but husband and wife had to open up and not keep the family’s financial secrets to themselves. It’s important to ask your spouse’s permission before taking on new debt because in most cases, the burden of the debt will be passed on to the surviving spouse.
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