Itzehoer Versicherungen explain what international damage protection is all about, what advantages it has and which drivers should not do without it.
from Julia Gohde
December 03, 2020, 00:00
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Itzehoe | For many drivers, it is a terrifying scenario: You are traveling abroad by car, have just come from a nice trip or a visit to your family and just want to go back home – when it suddenly crashes. A traffic accident abroad can cause real trouble. Even if you are not to blame for the damage to property or personal injury, but rather the other party in the accident. Itzehoer Insurance explains how you can protect yourself against financial damage.
Don’t be left with the costs
Anyone who has ever had an accident in their own car abroad for which they were not to blame knows that it can cost a lot of money. Because the saying “Different countries, different customs” unfortunately also applies to compensation. Specifically, this means: Anyone who has an accident outside of Germany with an opponent with a foreign registration, their damage will be settled according to the provisions of the insurance of the accident opponent. However, the compensation amounts for personal injury and property damage from motor vehicle liability insurance are often significantly lower abroad than in Germany. Because of this, it is possible that you will be left with part of the costs after an accident, even though it was not your fault. If you want to protect yourself against such a situation, you can take out international damage protection as part of your motor vehicle insurance.
Kadmy – stock.adobe.com
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Itzehoer Versicherungen has had international damage protection free of charge as a further element in their tariff since September 2020 Top Drive added.
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Damage protection abroad is included in the Itzehoer’s Top Drive tariff
“Foreign damage protection is an important component of motor vehicle insurance and a good thing that few people know about,” reports Holger Matthias, speaker in the property / casualty product area at Itzehoer.
Many customers do not even realize the importance of this option until they themselves have an accident abroad with a foreign policyholder.
As a special service for its members, Itzehoer has therefore included damage protection abroad in its tariff since September 2020 Top-Drive free included. Policyholders can use this protection to contact Itzehoer Insurance in the event of a claim. The damage is then settled as if the other party involved in the accident was also insured with Itzehoer.
Itzehoer Insurance: Further details of the Top Drive car tariff
- New price compensation & smoking price compensation: The Itzehoer TOP-DRIVE tariff ensures that in the event of a total loss there is no loss of value for 36 months after purchase. Itzehoer reimburses the new price for a new vehicle and the acquisition costs for a used vehicle.
- Deductible: No deductible deductible after three claims-free years
- Car content insurance: Personal items in the car (not used commercially or professionally) are stolen in a non-visible and locked trunk or vehicle interior
insured up to a sum of 1500 euros - Foreign damage protection is also insured without premium surcharge
- Second car bonus for cars: Itzehoer Versicherung provides personal advice on this service
- Discount protection: included for all drivers
- Bonus: Ten percent (with liability protection) bonus from no claims class 5 and a claims free year
- CAP coverage: Special cover for leased and externally financed vehicles with fully comprehensive insurance
- Direct regulation in fully comprehensive insurance: Fast and reliable to settle claims regardless of the question of guilt
- Environmental aid: A tree is planted in Schleswig-Holstein for every motor vehicle contract concluded with the better green tariff. At the same time, bettergrün invests the contribution in sustainable capital investments.
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“As part of our international damage protection, we regulate personal injury and property damage to the insured car for which the other party is responsible for an accident abroad caused by an opponent in the accident,” explains Anja Babbe-Wulf, Regional Director of the East Regional Directorate the Itzeoher insurance companies the advantages.
Itzeoher Insurance.
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Anja Babbe-Wulf. Country Director of the East Regional Office at Itzeoher Insurance.
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Above all, Babbe-Wulf recommends that those who often travel abroad with their own car should also take account of damage protection abroad in their vehicle insurance. This service applies to Itzehoer Insurance within the geographical borders of Europe as well as in the non-European areas that are part of the European Union.
Contact Itzehoer Insurance
Itzehoer Insurance
Itzehoer Platz
25521 Itzehoe
Telephone (Monday-Friday from 7:30 a.m. to 8 p.m.): 04821 773-0
E-mail: [email protected]
Web: www.itzehoer.de
Also interesting: Total loss three years after buying the car? Itzehoer reimburses the full purchase price (notification)
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