Additional occupational disability insurance
With private occupational disability insurance, working people can protect themselves in the event that they are no longer able to carry out their job or another activity that can be carried out based on their training and experience and corresponds to their previous position in life due to a permanent illness or an accident. It can be taken out as additional insurance to life or pension insurance.
Occupational disability premium exemption
If the insured person is unable to work during the insurance period, the obligation to pay premiums for the main insurance and for the additional insurances included in it no longer applies as long as the insured person is unable to work. The insurance coverage remains in full.
Additional accident insurance
Accidental death
If you die in an accident before the insurance expires, an additional benefit in the amount of the agreed insured sum will be due.
or
Accidental disability
In the event of permanent disability of 51% or more due to an accident, the agreed insured sum is due.
