More than a third of Czechs (35%) have a financial reserve for four or more months in case of loss of regular income. One-fifth of people (20%) would last at least seven months. This was shown by a survey by NMS Market Research for Raiffeisenbank from March this year, which the bank published today.
A quarter of people (25%) have a reserve for two to three months, another fifteen percent for a single month. The remaining quarter (25%) do not financial reserve not even for one month. A survey from last April brought similar results. The share of people who have a reserve for at least four months rose by two percentage points year on year.
Men, people with a university degree and households with a monthly income of over 40,000 crowns are better prepared for a crisis situation. The following graph shows more detailed numbers.
More than a third of Czechs (35%) in the survey said that their regular rate has decreased since September 2020 monthly income. “The numbers are very similar across regions,” says Petra Kopecká, Raiffeisenbank’s spokeswoman. Last April, 37% of people reported a reduction in income.
Job losses due to long-term lockdowns and the effects of a pandemic are currently not feared by 70% of Czechs, while a year ago it was 78%. Nine percent of people due to a pandemic already he lost his job.
zdroj: Raiffeisenbank, NMS Market Research—
A representative sample of 1024 respondents aged 18 to 65 participated in the survey, according to the agency.
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Petr Kučera
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