You can avoid these 13 mistakes

Frankfurt, Munich These are the weeks when mail from the insurer snows into the house again. Every year around this time, the insurance companies inform their insured car owners how the premium on their policy will be in the coming year. And then it is worthwhile for policy holders to compare their own tariff with other offers.

Hardly any other policy offers as much savings potential as car insurance. This is because a hot autumn with falling prices is already looming for motor insurers. The comparison portal Verivox reported on the weekend that the savings potential has never been so great this year. Drivers can check until November 30th whether they want to switch to a cheaper provider with their car insurance.

A few weeks before the end of the traditional changeover period at the end of the year, the price war for new customers in motor insurance is in full swing. The price drop has been between four and six percent in recent years between the peak in summer and the low in October and November, says Toralf Richter from the comparison portal Verivox.

However, experience has shown that individual insurers increased their premiums again beforehand. After November 30th at the latest, prices would start to pick up again. Car owners should avoid these mistakes in their vehicle policy.

Mistake 1: falling for false promises

If you are toying with the idea of ​​switching to a different car insurance policy, you usually aim to pay less in the future. And measurable savings seem to be possible: The comparison portal Check 24, for example, advertises with up to 850 euros, which vehicle owners can save if they switch each year. However, such dimensions are too high for the majority of drivers. A saving of 100 euros is closer to reality for the vast majority of car owners.

Mistake 2: canceling too late