For reasons of security and simplification, bank cards will radically change their look in the years to come and will be devoid of numbers, allowing only your first and last name to appear. Online payments will be made using the already existing “click to pay” principle.
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– From 2030, you will no longer need to copy the long series of numbers from your bank card when shopping online.
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Payment methods are adapting to new consumption patterns, and the one we all carry in our wallets is no exception. After a recent revision of its design with a gradual abandonment of the embossed number in favor of a more discreet initial on its back, your bank card will once again change its look. As indicated France Infothe credit card, as well as Visa and Mastercard will in fact, “in the years to come», do without numbers (bank number, expiration date, security key) to display only your name.
This makeover aims to secure your purchases: in the event of loss of your card due to lack of information displayed, there is no risk of hacking. And the virtual payment process will be simplified. Concretely, you will no longer need to copy the long string of numbers required at checkout when you make online purchases. All you need to do is enter the email address or telephone number. linked to your card, then validate a notification on your bank’s application. This system is similar to that of “click to pay” used for example on PayPal or Google Pay. It will therefore be necessary to have a smartphone…
Also read: Fashion: why do the French prefer to shop online rather than in store?
A change of look planned for 2030
It remains to convince all traders of the relevance of implementing this switch. Pending consultation with all stakeholders, including the hospitality sector, your bank cards will not change. In any case, not before 2030, when payment networks plan to make the project a reality. As a reminder, bank card fraud is seven times more important on the Internet than in physical places of commerce.
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What are your expectations regarding the user experience with the new bank card security features for online transactions?
Open-ended questions:
1. What are your thoughts about the upcoming changes to bank cards in terms of security and convenience for online shopping?
2. How do you think the absence of numbers on bank cards will impact fraud prevention?
3. Do you believe the proposed change will be widely adopted by businesses and consumers?
4. What potential challenges or concerns do you see with this new payment system?
5. How might this change the way you shop online in the future?
Engaging and open-ended discussion starters:
1. We’re quickly moving towards a cashless society. What do you think are some of the pros and cons of this shift?
2. How important is security when it comes to financial transactions? Do you think the proposed changes go far enough to ensure protection?
3. As technology advances, it’s interesting to see how payment methods are evolving. How else do you think they could develop in the future?
4. Have you ever experienced issues with fraud when using your bank card online? What could be improved about the current system?
5. With the new system, do you foresee any potential privacy concerns? How would you feel about sharing your personal information in this way?
