The Superintendent of Banking, Insurance and AFP (SBS) offers tools to verify whether they have issued a loan or credit card in your name.
In the digital age, the financial security It is necessary. Every day cases of fraud and theft are reported. Knowing how to protect your finances is essential. The Superintendent of Banking, Insurance and AFP (SBS) offers tools so you can verify whether someone has taken out a loan or credit card in your name
Knowing how to protect your financial information is essential to avoid unpleasant surprises. Next, we will explain the tools that the SBS you are able to keep your finances safe.
How do I know if they issued a loan or cards in my name?
The Superintendent of Banking, Insurance and AFP (SBS) provides a key tool: the ‘Debt Report’. With this option, you can monitor your credit history and identify if there was an awkward move that you didn’t make. Below we show you the steps you need to follow:
- Go to the SBS website and look for the ‘Debt Report’ section. You can access it more directly HERE.
- Login or register with your ID and email.
- Once you’re logged in, you’ll be able to review your credit history to identify unusual trends and verify active debts and cards.
Remember that you can also get this information through the customer service offices or the parts desk.
How do I get an alert from the SBS if someone takes out a card or loan in my name?
In addition, the SBS offers a ‘Score Alert’ to keep you informed of any significant changes to your credit history. For example, you get an email when you’re running late to pay a debt or if you have processed a new line of credit. Follow these steps to activate it:
- Access the SBS website and find the ‘Grades Alert’ section.
- Request a subscription by providing your email or phone number.
- Confirm subscription via the email you received, making sure you are aware of changes to your credit score and new lines of credit.
Protecting your finances is a responsibility you should not take lightly. With the right tools and the necessary information, you can effectively control your credit history and avoid unpleasant surprises.
2024-11-16 23:50:00
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