CROTONE – The Court of Crotone has the debt restructuring plan requested by a Crotone family has been approvedwhich had contracted debts amounting to 150mila euro. It’s one family like many otherswho, due to the high cost of living and too easy access to credit, found herself unable to meet all the payments, having to rely on a normal salary which was almost completely eroded by a salary-backed loan and a delegation into account.
The family has entrusted itself to the ‘Consumer Lawyers’ association of Crotone, and through the lawyer. Paola Bellomo considered it legitimate to resort to the Debt Restructuring Plan. The lawyer Bellomo together with the OCC of the Order of Accountants of Crotone and with the crisis manager Dr. Rosario Misuraca, presented a proposal to the Court of Crotone that would allow consumers to put a limit on the debt situation by proposing the total payment of privileged credits and a reduction of 95% of unsecured debts, from repay over five years.
It comes like this salary transfer and account delegation blockedas these are also unsecured creditors. The Dr. Emmanuele Agostini of the bankruptcy section of the Court of Crotone, held demonstrated the state of over-indebtednessand approved the procedure, thus allowing the family to save the family home and put a stop to the debt. The law on over-indebtedness included in the crisis code allows the over-indebted consumer not to lose his dignity. The recent changes made by the legislator go in the direction already indicated by the European legislator for some time, namely that of protecting the right to housing, a right that is too often violated, especially in the Crotone area.
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