This “NFPC – Ordinary Section – second window 2024” Notice, through the provision of subsidized rate financing, intends to encourage access to credit for MSMEs already established and in possession of the requirements referred to in the following article 4, in support of Projects consistent with the purposes referred to in article 6 below, in compliance with the limits indicated in this Notice.
The subsidized loan cannot be aimed at repaying other financial debts or providing mere liquidity.
Projects must comply with the principle of not causing significant harm to the environment (DNSH Principle) and must not fall within the Excluded Activities, as defined in Appendix 1 to the Notice.
The value of the Project presented under this Notice must be at least equal to €10,000.00.
The following subjects can apply for relief:
– Micro, Small and Medium Enterprises (MSMEs);
– Consortia and Business Networks with legal subjectivity;
– Freelancers;
The facility consists of a zero-interest loan, disbursed from the resources of the Ordinary Section of the NFPC, having the following characteristics:
- minimum amount: euro 10,000.00;
- maximum amount: €50,000.00;
- duration: 60 months, including pre-amortization;
- pre-amortization: 12 months (mandatory);
- interest rate: zero;
- late payment interest rate: 2% per year to be applied in case of late payment;
- repayment: in a constant monthly installment in arrears;
- absence of guarantees.
No other costs or charges will be applied to the Beneficiary (investigation costs, disbursement and collection commissions, early repayment penalties, other) except those that may be required by law.
The subsidized financing can cover up to 100% of the Project. Projects with an amount exceeding €50,000.00 are eligible, in which case the financing will cover less than 100% of the Project
This Notice supports the implementation of Projects to be carried out at the operational headquarters located in Lazio connected with one of the following purposes:
✓ strengthening of the Company’s general activities (such as, but not limited to, activities aimed at stabilizing and defending the existing market position by strengthening production capacity);
✓ implementation of new projects (such as, but not limited to, the construction of new plants, a new marketing campaign);
✓ penetration of new markets (product or service expansion, territorial expansion);
✓ new developments by companies (such as, but not limited to, new patents or products).
In line with the decisions taken by the Management Authority in the context of the Governance Committee of FARE Lazio, requests for access to the benefit can be submitted exclusively online on the portal by accessing the page dedicated to the “New Fund for Small Credit – Section Ordinary”
The desk for submitting applications (sending and registration) will open at 10:00 on 18 November 2024 and will remain open until a volume of requests equal to two and a half times the allocation referred to in article 1 (overbooking) is reached.
Notice-NFPC-II-window-2024
