What kind of investment? Better than money, stocks, real estate, “Safe Haven” for investors in the middle of a turbulent market storm!

Not long ago Thai society debates which type of investment is better, whether it is “money”, “stock” and “real estate”, which ends up with the opinions of people of different ages. With experience and many factors Each person’s nature causes different perspectives and ways of thinking.

Although investment in each form has advantages and disadvantages. and create all different results It depends on how willing you are, knowledge, investment, and options, including the time and the result you want. Or what do you want from an investment?

But if you think about the long term, real estate (Residential) is also a safe form of investment. and there has been very little change in the past 10 years with “Surachet Kongcheep“, Managing Director of DNA property, a real estate research and consulting firm There is still a belief that In the midst of a turbulent market storm! Investors’ “Safe Haven” is still real estate.

It was said that the investment style of the new generation under the age of 30 – 35 years has clearly changed from the past. Because this generation has the patience to wait as long as people in the past. Because the current world enables many changes. and it has continued that the patience of people in the following generations decreases.

Makes you think that investing in real estate might not be that interesting. There is a clear risk of oversupply in the market. It takes a lot of investment. Because the selling price has risen steadily. against the income Or if there is an investment in gold, it is an investment that needs to be kept for a long time. (except at the moment where I do All Time High almost every day) and I have to invest a lot to see a result.

Regarding investment in amulets, watches or various collectibles It is popular in a very narrow circle. Especially amulets, although foreigners are interested in investing. But there is not much demand. Watches or collectibles can be sold on foreign markets. The new generation that inherited this type of asset from their ancestors can sell it or give it to interested investors immediately, without keeping it for a long time.

As a result, these investment styles from the past are not interesting in the eyes of the new generation who do not have much patience. and they don’t want to wait for anything for a long time There is no need for a creation myth. After building a position for more than 10 years, cryptocurrency stocks may be the most desirable investment for the new generation because they are fast, easy, see money quickly, and they can invest only a small amount at the one time. But there is a high risk. There is a lot of variability.

Although investing in real estate is still possible. But many factors must be considered. As before investing Because of investing in real estate There are many types and forms of the past 10 years

Based on the Bank of Thailand Real Estate Price Index in August 2024, it was found that land ​​in Bangkok – the surrounding areas increased by about 52% from 2014, but some areas where the land prices rose more, such as areas on Electric railway tracks. in Bangkok or some areas where there are big government projects to invest And construction work has started. Includes the purchase of land from the private sector to develop various types of projects. But there are many other places where land prices have not risen at all. or has decreased in value due to many reasons

But the factor that encourages investment in land is still one of the assets worth investing in: land cannot be replaced. Even if the sea is back to create more land. But every project that involves reclamation is a project developed by the government or under government approval.

In terms of investing in condominiums, it could generate a higher return than land. Because the price of condominiums in Bangkok – the surrounding area has increased by about 63% between 2014 – 2024 and there may be many projects where the price has increased more than this in places with high demand. Including being able to generate income from renting. This is a type of long-term investment. By returning from a rental etc. At the moment it can be in the range of 4 – 7% per year or more. It depends on the situation and style of the project.

“While investing in the real estate market at the moment may not be interesting to watch from the negative news that comes out every day. But this does not mean that the estate is real. In particular, it is no longer possible to invest in housing projects. Compared to the return from the Thai stock market That is based on the Total Return Index (TRI) in 10 years at 34%, but along the way there are also variations and changes, while land, condominiums or houses relatively more stable low. Although land and construction fees may be burdensome. But it can still be included in the sale price. “

However, although investing in real estate When compared to investing in new types of assets Or the digital assets that interest the new generation may not give much return. But there is still demand as before. Because no matter what happens, the land​​​​or the buildings on the land​​​​are still there. Except if something really bad happens. In some areas, the value of the land or estate may decrease. You should know. And researching information is like investing in different types of assets as well.

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