Get one residence This is one of the most important steps in many people’s lives, and the National Employees Housing Fund Institute (Telephone details) plays an important role in this process in Mexico.
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Before you take the leap towards buying a home, it is essential to understand How the points that affect the ability to fund are determinedthese points not only reflect the applicant’s employment and financial situation, but they are also necessary to obtain adequate credit.
How are points calculated in Infonavit?
Before buying a house it is necessary to have some basic requirements so that the agency in charge can assess the amount they will lend for the property financingthe essential thing is to have a current working relationship, with this the available points can be measured by the following aspects:
- Age and salary distributed, benefits included
- Savings in Housing Sub-Account
- Two month continuous grant
- Information about the company you work for
- The result of the inquiry in the Credit Reporting Companies: this shows the level of compliance with your payments and other credits you have
To check the points you can do it from the website “My Infonavit Account”to enter you must have an account, to create one you must have at hand: social security number, CURP, RFC, personal email and phone number. When you are in you will have access to various services from the housing fund.
How many points do you need to buy a house?
According to the institute, by 2024 a 1080 points minimum, The amount you have will be proportional to the loan that can be given, so the higher the score, the more accessible it is. If you have enough, go to the Infonavit website and log in to your account.
Choose the option of “I want a loan” and then enter “Pre-qualification and points”in that section you can choose the type of financing; Allow your credit history to be consulted on the site. Keep in mind when you start the process the amount that will be taken from the payroll to pay the home loan.
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make sure comply with the requirements and be aware of the necessary information consulting points in Infonavit can make the difference between access a adequate credit or problems on the way to buying a home.
2024-10-27 00:17:00
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