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Entered 2024.10.14 15:03 Modified 2024.10.14 15:04 Reporter Lee Ho-yeon ([email protected])
ⓒ DB Savings Bank
DB Savings Bank announced on the 14th that it has launched the ‘M-Dadream Free Savings Deposit’ product.
This product has all the characteristics of a term deposit with a high deposit interest rate, a term deposit for collecting a lump sum, and an ordinary deposit with low interest loss in case of early termination. You can sign up for up to 3.9% per annum using mobile banking. The base interest rate is 3.7% per year.
Any individual customer over the age of 19 can sign up for this product, and interest is paid at the agreed-upon rate of up to 3.9% even if additional deposits are made at any time for 12 months, and an annual interest rate of 3% is also provided in case of early cancellation.
A DB Savings Bank official said, “This product is a very competitive product in a time when there are concerns about interest rate cuts, and we have made it possible for customers to receive maximum benefits.”
DB Savings Bank has a capital ratio of 14.1%, non-performing loan ratio of 4.4%, and liquidity ratio of 188% based on BIS as of the end of June this year, and is evaluated as ‘A-/stable’ credit rating.
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