Unfortunately, a whiff of the unpleasant old times in the form of high bank fees is returning to the Czech Republic. These have started to creep in in the past months, especially in relation to large banking houses. They are the ones who are rapidly losing competition in the form of smaller banks that greatly stimulated the local market ten years ago.
It will be really expensive
It is to them that we owe it that many pointless taxes have almost completely disappeared. Today, hardly anyone pays for an account and common services, such as incoming or outgoing payments, or ATM withdrawals. Nevertheless, even these taxes could return in some form if competition continues to weaken.
Several banks have already started increasing fees. Until now, these are those linked to paper statements or services at branches. But there is a greater inconvenience. Charging for confirmation messages when logging in to internet banking or sending transactions is a novelty. In banks such as Moneta, ČSOB or Česká spořitelna, you pay up to 5 crowns per message.
However, this is far from the worst. Some bank fees can amount to thousands of kroner. Paradoxically, the former banker at Česká spořitelna, Vojta Žižka, drew attention to this, and strongly supported his former employer.
“You say you are the first bank that cares about the financial health of customers. Should I feel healthier after paying a CZK 1,000 fee to transfer a few thousand dollars to my account? Will you be an example to others and change it, or will you remain just a slogan,” Žižka wrote publicly to České spořitelna.
They beat it well
The point is that the bank charged him a fee of $42 for transferring this American money between Czech accounts. Shipping was just $9 at Banca Fio. It is very obvious that someone here is lining their pocket inappropriately.
Česká spořitelna mentions that these transactions are also expensive for him, because he has to use correspondent banks, even when money goes from one Czech bank to another, which is a big paradox, but that’s how which it really is.
Read also: Česká spořitelna issued a strong warning to the Czechs. If you do this, you will lose all saves
The problem is that no one knows how much these contact banks cost. However, since Fio Banka or Air Bank can do these foreign transactions for a tenth of the price, it may not be as hot as it is presented and instead clients are just pulling for fusekli the this.
Photo: Shutterstock
2024-04-27 19:00:00
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