Finance Center/Reported by Yang Simin and Liang Junle in Taipei
The labor insurance old-age annuity is an important support for retirees. According to statistics from the Labor Insurance Bureau, the average monthly benefit is more than 18,000 yuan. But recently, one person received more than NT$50,000 a month. In addition to a retiree from the electronics industry the year before last, there are only two of them among the 1.72 million people in Taiwan who receive more than NT$50,000 in labor insurance pension. Experts analyze that you need to have at least 50 years of labor insurance coverage to be able to receive so much!
A large group of elderly people gathered at Taipei’s Rongxing Garden, and some people organized singing activities. A gentleman sang the classic song “If you work hard, you will win.” After working hard all my life, I finally have time to do what I like in retirement, and rely on the labor insurance annuity for daily expenses. As of the end of last year, there were more than 1.74 million people claiming labor insurance, with an average monthly income of 18,824 yuan. Recently, a retiree has appeared who can receive 50,000 yuan a month.
There are only two “labor insurance annuity” employees in Taiwan who receive 50,000 per month for insured years, which is shocking
A lady in her 60s exclaimed that it was impossible and asked several times, “What kind of person? What kind of person gets so much monthly?” Another retired man said that his wife gets more than 10,000 yuan a month.
Everyone was surprised when they heard about 50,000 yuan. According to statistics from the Labor Insurance Bureau, the most people received more than 10,000 yuan, accounting for 47.3%, 36.3% received more than 20,000 yuan, and only 0.2% received more than 40,000 yuan. No. to 4,000 people.
There are only two “labor insurance annuity” employees in Taiwan who receive 50,000 per month for insured years, which is shocking
Some people said that their husband received 20,000 yuan a month in labor insurance and had more than 20 years of experience. Originally, he only paid more than 10,000 yuan. When he was about to retire, he quickly increased the amount, just so that he could receive more in the future. Some people also mentioned that there are too few people who receive 50,000 yuan a month. They only have the opportunity when they reach the boss level. Frankly speaking, they cannot say that they are envious, because the person concerned must meet the basic conditions to receive so much.
There are only two people in Taiwan who earn more than 50,000 yuan a month, and there is a reason! The year before last, there was an electronics industry boss with 60 years of experience. He delayed retirement and added 20%. As the CPI index rose, he received a pension of more than 50,000. The newly added person also has 50 years of experience. He did not apply for it until he was 70 years old, and the labor insurance annuity did not exceed the 50,000 mark.
There are only two “labor insurance annuity” employees in Taiwan who receive 50,000 per month for insured years, which is shocking
Hao Chongren, associate professor of the Department of Insurance at Tamkang University, explained: “The longer you do it, the more beneficial it is to you. Delaying your claim can increase by 20%, which coincides with the inflation time you calculated. If the time is within that range, (CPI If the cumulative increase is just over 5%, it will be increased.”
According to statistics, the average number of years of insurance coverage for workers is 29.72 years. According to expert analysis, you have to have insurance coverage for at least 50 years, and your salary must be at the highest level, plus you work hard enough, delay retirement, and encounter CPI increases, then you have a slight chance of becoming the king of labor insurance annuity. .
Original source:There are only two “labor insurance annuity” employees in Taiwan who receive 50,000 per month for insured years, which is shocking
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2024-03-10 10:25:03
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