Some people with debt resort to loans to get out of it, but if they are reported in Datacreditbanks often deny them credit.
However, some banks offer a second chance to those who are in risk centers, allowing them to access credit.
According to the blog’Rankia‘ and official banking portals, there are several banks that offer loans to get out of debt, among which are Banco de Bogotá, Banco Caja Social, Bancolombia and Banco BBVA.
Likewise, there are other reliable platforms that grant loans, such as Lineru, Credifuturo and Solventawith specific requirements and conditions.
Read also: Datacrédito: How can you know if your score is enough to apply for a loan?
Banks that lend to reported
Bank of Bogota
In the case of this bank, they offer clearance credits, allowing you to fulfill your responsibilities. These go from $500,000 and with a fixed rate that will be deducted by payroll,
Please note that these credits can be purchased with terms from 72 to 96 months (from six to eight years old).
social housing Bank
This bank offers release credits in the amount of $500,000, as in the previous case. However, the times and deadlines would see, leaving terms of six to 60 months (5 years).
Bancolombia
In the case of Bancolombia, users can request a release credit with a minimum amount of $1 million, with fixed deductible fees.
BBVA Bank
In the case of BBVA, the minimum amount in the release credit is $600,000 with terms from six to 84 months. For pensioners the deadlines change, to 108 months, which represents 9 years.
Of interest: Do you need a loan? This is the ideal Datacrédito score for your approval
How do you know if it is reported in datacrédito?
In the country there are three risk centers in which it could be reported. The best known is Datacrédito, where you can consult your report.
Step by step in Datacrédito
- Enter the official page.
- Log in with your ID number and password or if you do not have an account, register.
- Upon entering you will see your credit history, your financial behavior, debt level and portfolio of financial products.
Keep in mind that Datacrédito has a free plan that gives you basic information, but it also offers paid plans that could provide you with more data.
2024-02-10 00:23:31
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