Los young people from Galicia will soon be able to apply for aid for purchasing your first home or for guarantees in order to obtain a house to live in, as the president of the Xunta has announced, Alfonso Rueda, this Thursday after the Xunta Council. Is about new calls of both initiatives for which the Galician executive has defined specific amounts and requirements.
Regarding aid to buy a home, the amount varies depending on the type of home. For this call the total amount of direct aid will be 3.5 million euros and it can be from protected homes to others located in historic centers or others in municipalities with less than 10,000 inhabitants.
To be eligible for this aid, applicants will have to use the home as usual for a minimum of five years. If it is a protected home, the amount granted will range between 12,000 and 20,000 euros, in historic centers between 10,800 and 15,000 euros and in municipalities with a small population up to 10,800 euros.
Under 36 years
Regarding aid for guarantees, often essential financing to obtain a mortgage, the main requirement for applicants is that their age must be not be older than 36 years. The financial aid from the Xunta would cover the 20% of the mortgage and this call has already been successful in 2023.
They will be used this year five million euros by the Xunta and among the requirements to obtain the money is that the price of the home do not exceed 240,000 euros in cities such as A Coruña, Pontevedra, Vigo or Ourense (among other), 180,000 euros for homes in medium-sized places such as Lugo or Ferrol and 130,000 euros in the rest of Galicia.
Likewise, it is mandatory that applicants prove minimum income that exceeds twice the Multiple Effects Public Income Indicator (IPREM), which would mean about 16,800 euros and a maximum of five times the value of this indicator.
2024-02-08 13:31:34
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